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[Albion] Cashless Amex en route...



Gazwag

5 millionth post poster
Mar 4, 2004
30,733
Bexhill-on-Sea
The problem with a fully cashless society is that it will make it very hard for two individuals to transfer cash. So if my pal is headed for the bar, I can't ask him to get me a drink while he's there - we both have to go, and there are two transactions instead of one.

And it's mildly annoying when people talk about "apps" as a solution. If the answer to the "problem" of cash is that everyone in the country must carry around a device that costs over £100 per year to run, then I'm not interested. Cash is free, and I don't lose so much or have so much stolen that an internet phone would be worth the money.

Why don't you use the tried and tested method which has been in existence for over 50 years.

"Oi mate get us a pint when you go to the bar, I will get you one next time"
 




Lady Whistledown

Well-known member
NSC Patron
Jul 7, 2003
47,637
brilliant move

Though Im a bit concerned that this will mean an end to coin throwing yobs and a move to plastic wielding yobs.

Great point.

What are they going to do at Stamford Bridge now? A platinum Coutts card doesn’t fly nearly as accurately as a sharpened pound coin.


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BNthree

Plastic JCL
Sep 14, 2016
11,455
WeHo
Ever since I stopped doing drugs I've been rubbish at having cash on me so I'm fine with this.
 


B-right-on

Living the dream
Apr 23, 2015
6,727
Shoreham Beaaaach
The tea bar in the NW corner stopped taking cards a couple of seasons ago and only takes cash. You can see the young kiddies behind the counter looking at the amount of change they need to give you and then count it out very slowly. Makes the q much longer.
 


blue-shifted

Banned
Feb 20, 2004
7,645
a galaxy far far away
Great point.

What are they going to do at Stamford Bridge now? A platinum Coutts card doesn’t fly nearly as accurately as a sharpened pound coin.


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How do you know this?
 




schmunk

Why oh why oh why?
Jan 19, 2018
10,355
Mid mid mid Sussex
Sorry my point was that people are less likely to have loose change (or any change for that matter) if they haven't gotten a tenner out to spend on a pint.

Technology changes and charities will (have to) change with it. Soon it'll be "tap to give a pound for homeless donkeys" or the like.
 


CheeseRolls

Well-known member
NSC Patron
Jan 27, 2009
6,231
Shoreham Beach
What if your card (like mine) doesn't do contactless payments?

It's no biggie for me because I very rarely use the bars at the Amex but, given the amount of times in shops that I'm waiting more than 30 seconds for a payment to go through, they'd better make sure they have a decent connection

You could change bank/credit card provider? There is no discount available anywhere for loyalty to a poor/expensive service.

I am a big fan and there are relatively few disadvantages to paying by phone and using card and pin as a fallback for me.

It is okay though to say, you just don't like the idea and like it even less that it is being foisted on you.

I was at the re-opened Leonardslee Gardens yesterday where they had mobility scooters available at reception for those unable to walk around the hilly gardens and they have gone cashless.

It is of course entirely possible that we will return to using crowns, shillings grouts and farthings, but I better not go any further with that one, or I risk derailing the thread.
 


marcos3263

Well-known member
Oct 29, 2009
955
Fishersgate and Proud
The problem with a fully cashless society is that it will make it very hard for two individuals to transfer cash. So if my pal is headed for the bar, I can't ask him to get me a drink while he's there - we both have to go, and there are two transactions instead of one.

And it's mildly annoying when people talk about "apps" as a solution. If the answer to the "problem" of cash is that everyone in the country must carry around a device that costs over £100 per year to run, then I'm not interested. Cash is free, and I don't lose so much or have so much stolen that an internet phone would be worth the money.

You can transfer money to other individuals in seconds already and if we went fully cashless this would only improve. the argument of having a £100 + device to do it would be relevant if it wasn't also a phone, camera, internet device, map, music player, porn viewer etc etc.

Technology is moving at pace and even more basic phones has NFC, security etc so it isnt just the latest flagship phones that give this access.

There was uproar when cheques got cancelled as the elderly wouldn't be able to cope.

Cash is not free to the shop that has to process it all. Cashless could bring prices down in the long run....
 




dazzer6666

Well-known member
NSC Patron
Mar 27, 2013
55,564
Burgess Hill
I'm still not sure why this speeds things up. Is it really much quicker to key in a PIN than hand over some dosh? People make mistakes when they tap in a key in and that will slow things down. And what if the connection's a bit slow?

Great news.
Vast majority of cards issued now are contactless. It's the GOONS that INSIST on still using their PIN (probably not realising their card is contactless) that get on my wick. Virtually all banks offer prepaid or limited contactless cards for kids now too, so this shouldn't be an issue either. Won't be long before cash more or less disappears as a means of payment for basic stuff like this
 


drew

Drew
NSC Patron
Oct 3, 2006
23,621
Burgess Hill
I'm still not sure why this speeds things up. Is it really much quicker to key in a PIN than hand over some dosh? People make mistakes when they tap in a key in and that will slow things down. And what if the connection's a bit slow?

To your first point, yes it is as you hand over cash and the server has to dig out the change and hand that back! Most people don't make mistakes keying in the pin and most will be below the £30 limit anyway so contactless.
 


Goldstone1976

We Got Calde in!!
Helpful Moderator
NSC Patron
Apr 30, 2013
14,124
Herts
#BarberOut says in the release that “...a majority of our fans are already paying by card...”, so I wonder just how much faster the queue will be.
 




Questions

Habitual User
Oct 18, 2006
25,511
Worthing
It's the future, Spuds have it and many other grounds heading that way.

Why ever not?

If everyone does this where are us dodgy builders going to unload our cash ?
Blooming crazy.
 


Stat Brother

Well-known member
NSC Patron
Jul 11, 2003
73,888
West west west Sussex
If people want to make the queues quicker it's very simple:-

DON'T SPEND 10 MINS QUEUING.

REACH THE FRONT.

THEN...


...THEN...


ASK YOUNG TABITHA WHAT SHE WANTS.



F**KIN IDIOTS.
 








Bob!

Coffee Buyer
Jul 5, 2003
11,633
Its much harder to SLASH somebody with a sharpened pound coin than it is a sharpened Visa card

It's much easier to sharpen a Visa Card than it is to sharpen a pound coin though.
 


Gwylan

Well-known member
Jul 5, 2003
31,830
Uffern
You could change bank/credit card provider? There is no discount available anywhere for loyalty to a poor/expensive service.

I have a contactless card because I asked for one. I'm perfectly happy with it
 


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