[News] Base rate cut.

[SK1NT]

Glad my organisation skills are so poor as I was planning to fix by end of 2019 and failed miserably.

I'll use the spare cash for gambling on the Premier League.

Oh.

I am annoyed mine are so good... fixed 5 years

 

[SK1NT]

I am seriously thinking about remortgaging my house here.

Currently have no mortgage but with rates here and what’s happened to equities, I might just bung it in to Fundsmith....


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Free money and share prices at an all time low... kerching

 

[dazzer6666]

Best to wait until we see some light at the end of the tunnel.

Not for me - would do it now if you have the spare cash.......max in before 5th, then again after 6th. You don’t have to put it into the actual market yet if you’re nervous, but get it into the ISA wrapper before the end of the tax year to take full advantage of the tax free allowance.

If (as I expect) a recovery - when it happens, might be a little while yet - starts to take off it’ll be rapid I reckon, so having 4 x the ISA annual allowance (the Mrs will be doing it as well, although she might not be fully aware [emoji23][emoji23]) in cash ready to pile into suitable funds will be useful. Dripping funds into the market is usually the considered wisdom to take advantage of pound cost averaging.

 

[Steve Foster]

Not for me - would do it now if you have the spare cash.......max in before 5th, then again after 6th. You don’t have to put it into the actual market yet if you’re nervous, but get it into the ISA wrapper before the end of the tax year to take full advantage of the tax free allowance.

If (as I expect) a recovery - when it happens, might be a little while yet - starts to take off it’ll be rapid I reckon, so having 4 x the ISA annual allowance (the Mrs will be doing it as well, although she might not be fully aware [emoji23][emoji23]) in cash ready to pile into suitable funds will be useful. Dripping funds into the market is usually the considered wisdom to take advantage of pound cost averaging.

Sound advice from your local IFA

 

[dazzer6666]

Sound advice from your local IFA [emoji6][emoji4]

I’d better tell him what I’m doing [emoji23][emoji23]