Anyone going to the Downing Street Protests?

[glasfryn]

You really are away with the looney left.
So children must be responsible for their oarents actions while thw parents are alive. So lets take this to its logical conclusion. A parent commits a crime and by your logic both the patent and child must be punished.
In terms of Santander I can only hope you fully follow your xenophobic views fully and never shop at Aldi or Liddles.

As for where Im going as far away as possible from the closed minded as possible

and what about if your parents need looking after when they are unwell, and as for when they commit crimes,sometimes they are made responsible for their parents crimes,especially if they are involved.let me know when you are going
We can have a party
British an proud to be so
Socialist and proud to be so
Republican and proud to be so
Bye bye dave

 

[glasfryn]

you said earlier you had a private pension, and the co-op is hardly a paragon of ethics, having to been found to be one of (if not the) worst run bank with non-compliance and misconduct beyond the headlines around the CEO.

I have never had a private pension
please show me the post

 

[glasfryn]

I did ask you previously, why didn't you pay into a pension fund when you were a prison officer? I thought all public servants had to pay in?

yes I did but we were told it was ring-fenced at the time and it was not I had the chance to take a lump sum (which at the time I thought was a fortune) and did, they said it was because of my short time in there(10years and it seemed like a lifetime) and a lot of good that done me most went to my first wife to p1ss up a wall somewhere

 

[Thunder Bolt]

yes I did but we were told it was ring-fenced at the time and it was not I had the chance to take a lump sum (which at the time I thought was a fortune) and did, they said it was because of my short time in there(10years and it seemed like a lifetime) and a lot of good that done me most went to my first wife to p1ss up a wall somewhere

So, it's all down to choices, like the rest of us. I was refused a pension, at first, because part-timers couldn't join a pension scheme. As my children got older, I went full time and was able to join. The union did take up the fight later on, and we won 5 years worth of contributions because of sex discrimnation, as all part-timers were women. I was made redundant, took my lump sum, as I was over 50 and cleared the mortgage. I then chose to move south where the house prices were vastly higher. All about choices in life.

 

[DataPoint]

and what about if your parents need looking after when they are unwell, and as for when they commit crimes,sometimes they are made responsible for their parents crimes,especially if they are involved.let me know when you are going
We can have a party
British an proud to be so
Socialist and proud to be so
Republican and proud to be so
Bye bye dave

Stubborn and proud to be so! I suspect you're pretty ok really.

 

[Thunder Bolt]

I have never had a private pension
please show me the post

yes I did but we were told it was ring-fenced at the time and it was not I had the chance to take a lump sum (which at the time I thought was a fortune) and did, they said it was because of my short time in there(10years and it seemed like a lifetime) and a lot of good that done me most went to my first wife to p1ss up a wall somewhere

Your very next post?

 

[drew]

Strictly speaking it was NI contributions that paid for your pension, but why worry about getting the facts wrong again.

Strictly speaking the National Insurance you pay goes to pay the pension of existing pensioners, it doesn't go in to a pension fund as would happen with a private pension. Whatever Glasfryn paid went towards the pensions of those that were already retired.

Effectively, doesn't matter how much you and your employer paid in, you get the same state pension.

It's just that the contributions you make determine whether you qualify for a full pension or not.

 

[drew]

No, pensions are paid by today's and tomorrows kids You paid for someone elses pension. I can look at todays kids in the eye with a clear conscience, I contribute more than I takeout and will as long as I can. I call it integrity.

Just catching up and saw this so my previous post irrelevant. Apologies.

 

[drew]

Well I still fail to see the hypocrisy. Cameron declared the gain made from the offshore fund on his tax return. If it had been over the personal CGT allowance, he would have paid tax. What Jimmy Carr did was nothing like that whatsoever - he deliberately did what he did to avoid paying tax in the UK.

The issue is whether he paid tax on his income or not. He did. All Cameron seems to be guilty of so far is making some money on an overseas fund and having rich parents, one of whom ran a dodgy investment fund in Panama. Hardly DC's fault.

You describe it as a dodgy investment fund. If that's the case, why did CMD have shares in it? As for Carr, what did he do that was illegal?

 

[Thunder Bolt]

Strictly speaking the National Insurance you pay goes to pay the pension of existing pensioners, it doesn't go in to a pension fund as would happen with a private pension. Whatever Glasfryn paid went towards the pensions of those that were already retired.

Effectively, doesn't matter how much you and your employer paid in, you get the same state pension.

It's just that the contributions you make determine whether you qualify for a full pension or not.

It differs for people of my age who had SERPS.

 

[glasfryn]

Stubborn and proud to be so! I suspect you're pretty ok really.

well thank you
you are probably pretty decent too and we both probably bleed blue and white

 

[glasfryn]

Your very next post?

I think it was a civil service pension and I don't have a clue how they run them?

 

[Thunder Bolt]

I think it was a civil service pension and I don't have a clue how they run them?

That's classed as a private pension as opposed to the State pension.

 

[drew]

It differs for people of my age who had SERPS.

The principle of the basis state pension is that the contributions you pay go towards the pensions being paid now. SERPS/2nd State Pension are entirely separate thing.

 

[Thunder Bolt]

The principle of the basis state pension is that the contributions you pay go towards the pensions being paid now. SERPS/2nd State Pension are entirely separate thing.

I know. I'm already getting my State pension. I get £11 odd a week above the basic because of SERPS, I paid in the 70s & 80s.

 

[KingstonSeagull]

Just been watching the protests. You never get any normal looking people at these things do you. It's always a group of people with silly hair and camo jackets on that have come up with a jingle through a megaphone. Never see a group of well dressed people having a moan outside Westminster. Just an observation.

 

[drew]

I know. I'm already getting my State pension. I get £11 odd a week above the basic because of SERPS, I paid in the 70s & 80s.

Just enough for a programme and a pie and pint!!!!

 

[Westdene Seagull]

childern should be made responible for their parent actions when the parents are still alive

Really ?? Now I know you've gone mad !!!

Just out of interest, I assume given you complaint about using foreign banks instead of UK banks that you've never brought a product that was made abroad ?

 

[Thunder Bolt]

Just enough for a programme and a pie and pint!!!!

I pass on all three, thanks.

 

[Westdene Seagull]

I think it was a civil service pension and I don't have a clue how they run them?

It's a private pension fund which means they invest money ...... and wait for it ..... sometimes in foreign companies !!!! So despite your higher than though attitude, your pension is probably partly funded by foreign investments. How does that feel ?