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[Misc] Am I being conned here, or not?



Bodian

Well-known member
May 3, 2012
14,250
Cumbria
My boss reversed into my car door about 15 years ago. He was mortified, and offered to get it repaired and so forth. I told him not to worry (it was a crap car, and not worth much), but he felt pretty bad about it. Three restructures later, many of my colleagues have gone - I'm still here......
 








drew

Drew
NSC Patron
Oct 3, 2006
23,610
Burgess Hill
I would withdraw the gesture for him acting like a tit and tell him to contact his insurance company, after all it was an accident.

If only it were that simple! The OP's son was at fault so even if he does go to the insurers they can still seek to claim back all their costs and that is likely to include legal fees because as soon as they know someone else is at fault and they have the details, they'll farm it out to a legal firm to pursue. It will also include cost of hire car whilst repairs are being carried out.

The OP did the honourable thing and really just needs to ensure that the repair bill is fair.
 


Cheshire Cat

The most curious thing..
If only it were that simple! The OP's son was at fault so even if he does go to the insurers they can still seek to claim back all their costs and that is likely to include legal fees because as soon as they know someone else is at fault and they have the details, they'll farm it out to a legal firm to pursue. It will also include cost of hire car whilst repairs are being carried out.

The OP did the honourable thing and really just needs to ensure that the repair bill is fair.
No
You can't sue a minor.
 




mwrpoole

Well-known member
Sep 10, 2010
1,519
Sevenoaks
You can get companies to come out and do the repair. They’ll quote you from the photos. I recently used a company called chipsaway and they did a similar type repair of dent & scratches for £180. Excellent job too really pleased.
 


El Sid

Well-known member
May 10, 2012
3,806
West Sussex
I had a dream last night that my son crashed his bike into a Kia Arsoul. In my dream I offered profuse apologies on behalf of my errant son and suggested generously that I pay for simple repairs.
In this dream the Arsoul owner seemed happy with the suggestion but the dream turned into a nightmare when he gave me a bill for a thousand pounds. Whilst dreaming I dreamt that I shat the bed.
I dreamt that the itemised bill contained costs for travel, time off work and cream cakes. Anyway, to cut a long dream short, I dreamt that I went back to the scene of the accident and torched his car.
I dreamt sweetly that the Arsoul owner had no insurance. But I am a fair man so in my dream I offered him my son's bike. Dreams are funny things aren't they.
 


I pranged a neighbours car a couple of years ago, I left a note also and after discussing with her, I said I could take it to BN1 Bodyworks (fantastic bodyshop) But she wasn't having any of it and wanted to go through insurance.

It was fair enough as it was my fault so I had not much say in the matter. Have to say, despite having a claim against me, it was the correct thing to do as she got a courtesy car for work travel and I hardly had to do anything.

Plus my car got fixed by my insurer too.

Based on this experience, well done for being honest, but like others have said, just tell him to go through his insurer and that you won't be so honest next time if he's being a dick.

They will deal with everything and you won't need to get involved further.

Again, well done for being honest. I would have done the same for sure. I feel to guilty otherwise.

Good luck.
 






Herr Tubthumper

Well-known member
NSC Patron
Jul 11, 2003
62,686
The Fatherland
I pranged a neighbours car a couple of years ago, I left a note also and after discussing with her, I said I could take it to BN1 Bodyworks (fantastic bodyshop) But she wasn't having any of it and wanted to go through insurance.

It was fair enough as it was my fault so I had not much say in the matter. Have to say, despite having a claim against me, it was the correct thing to do as she got a courtesy car for work travel and I hardly had to do anything.

Plus my car got fixed by my insurer too.

Based on this experience, well done for being honest, but like others have said, just tell him to go through his insurer and that you won't be so honest next time if he's being a dick.

They will deal with everything and you won't need to get involved further.

Again, well done for being honest. I would have done the same for sure. I feel to guilty otherwise.

Good luck.

I agree with this and my point with [MENTION=5208]drew[/MENTION] is this is exactly why people have insurance.
 


Muhammad - I’m hard - Bruce Lee

You can't change fighters
NSC Patron
Jul 25, 2005
10,911
on a pig farm




dazzer6666

Well-known member
NSC Patron
Mar 27, 2013
55,533
Burgess Hill
If only it were that simple! The OP's son was at fault so even if he does go to the insurers they can still seek to claim back all their costs and that is likely to include legal fees because as soon as they know someone else is at fault and they have the details, they'll farm it out to a legal firm to pursue. It will also include cost of hire car whilst repairs are being carried out.

The OP did the honourable thing and really just needs to ensure that the repair bill is fair.

No chance they’ll sue. Legal fees would be more than the recovery even if they were able to.
 


happypig

Staring at the rude boys
May 23, 2009
8,171
Eastbourne
I pulled out of a parking space in a narrow road and caught the door of a very tatty van, the plastic trim fell off but I couldn’t see any other damage.
I left a note on the van window with my details, the van owner phoned me several days later thanking me for being so honest, I asked him how much he wanted to refit the panel, he said he would get back to me.
His insurance company phoned me saying I had written off his van :nono: and they were going to report me to the police for driving away from the scene of an accident.

Unbelievable how things get twisted, I was going about 2 MPH and my bumper knocked off a plastic trim, surely the police didn’t need phoning for something so small.

It’s no surprise that some people don’t leave their details after a small knock.

If you left your details then there's no offence. The insurance feller was talking bollocks (not uncommon, I had one tell me I couldn't sue a driver that hit me because they were in control of the claim).


No
You can't sue a minor.

Yes, you can, but getting money out of them is a whole different matter. See the link I posted previously
 


WATFORD zero

Well-known member
NSC Patron
Jul 10, 2003
27,767
Lots of good advice on here. What I would now do

Offer him a fair amount (and from other posts on here I would suggest £200-£350).
Tell him that if he doesn't want that, to contact his insurers and you'll expect their call.

If I were a betting man, I would bet that he takes the cash and gets it done somewhere cheap for £150 and pockets the rest. (Which I believe to be reasonable all round) :thumbsup:
 




Springal

Well-known member
Feb 12, 2005
24,782
GOSBTS
I'd tell him to **** off - cheeky sod.

You can I guess - justify a dealership repair if the car is fairly new (3-5 years old) any more than that and it is pointless. And I'd be suggesting you will pay the repair directly, not give him the money. He is taking the piss with the time off work etc etc as none of that is required.

I'd be tempted to tell him to go through his insurance company as you feel he is taking the piss and see what happens
 




TugWilson

I gotta admit that I`m a little bit confused
Dec 8, 2020
1,722
Dorset
Show this picture to a couple of local garages , with the quote this mickey taker has given you . Tell them if they can give a better deal you will make it known on NSC , FREE advertising for an honest job .
 


drew

Drew
NSC Patron
Oct 3, 2006
23,610
Burgess Hill
No
You can't sue a minor.

Depends on the circumstances. If the child was at the time being supervised by an adult there is a possibility and also if the child should have been supervised by an adult so depends on the age.

Also, a 16 year old can ride a moped. Are you saying that a 16 year old causing damage whilst riding a moped is free from any claim?

That said, if I was the OP, he might consider going down the route of saying his son swerved to avoid another oncoming car and that is why he hit the car and therefore not his fault. So, depending on the age of the son (for all we know he could be 18 and therefore not a minor!) and the assumption he didn't need supervising, advise him to refer it to his insurers on the basis, as you say, they won't sue a minor.
 




East Staffs Gull

Well-known member
Jan 16, 2004
1,421
Birmingham and Austria
Depends on the circumstances. If the child was at the time being supervised by an adult there is a possibility and also if the child should have been supervised by an adult so depends on the age.

Also, a 16 year old can ride a moped. Are you saying that a 16 year old causing damage whilst riding a moped is free from any claim?

That said, if I was the OP, he might consider going down the route of saying his son swerved to avoid another oncoming car and that is why he hit the car and therefore not his fault. So, depending on the age of the son (for all we know he could be 18 and therefore not a minor!) and the assumption he didn't need supervising, advise him to refer it to his insurers on the basis, as you say, they won't sue a minor.

The son is 11.
 


Wrong-Direction

Well-known member
Mar 10, 2013
13,634
So I just had a call from the police, "Hello Mr Direction, nothing to worry about but do you still own a silver Golf, only a member of the public has just called and it seems as if the handbrake has failed and your car has rolled into theirs"
I looked out the window and a taxi driver up my road couldn't pull out of his parking spot because his car was stopping mine from rolling forward (down hill).
Never met him but nice bloke, no damage to his car, cracked my number plate though ffs, could've been worse!

Sent from my SM-A600FN using Tapatalk
 


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