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3rd party insurance and car crash



saafend_seagull

Well-known member
Jul 5, 2003
14,022
BN1
my mate has crashed into someone (admitted it being his fault) and he has 3rd party insurance.

what does he have to pay? the back of their car was f***ed.
thanks
 




dougdeep

New member
May 9, 2004
37,732
SUNNY SEAFORD
Nothing. The insurance will cover all damage to the other car (Less the Excess).
 




severnside gull

Well-known member
May 16, 2007
24,825
By the seaside in West Somerset
yeah...covered for the damage to the other guys car less excess but will have to sort out his own motor
 


Shinbreath

Member
Nov 1, 2008
512
Hove...
I thought that the excess was only relevant to any claims you make on your own vehicle. Your friends insurance company pays for the damage caused in full.

I had an accident just before xmas last year where I skidded out of control and hit a garden wall, smashed into a parked Corsa and nearly killed 2 pedestrians. I was fully comp and was offered the market value of my vehicle less my excess. I didn't have to pay any excess as far as damage to the garden wall or the Corsa was concerned. My insurance company paid for the damage in full. I hit black ice by the way...
 


csider

Active member
Dec 11, 2006
4,511
Hove
I always had to pay excess my fault or not.......wankers.
 


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