I cant fault your positivity, and your point regarding us not being a selling club is well made, I am however a spiteful individual who would like to see those clubs exploiting the system, putting well run compliant clubs at a huge disadvantage, 'go to the wall' metaphorically speaking, points deductions are the only way to make the punishment fit the crime.
Leeds, Coventry, Pompey and others have had points deductions though, so there is punishment for some financial mismanagement.