2008

[Uncle Spielberg]

f*** OFF AND GOOD RIDDANCE

 

[Beach Hut]

f*** OFF AND GOOD RIDDANCE

As opposed to welcome 2009 which you have said will be worse ?

 

[El Presidente]

f*** OFF AND GOOD RIDDANCE

Personally US I thought they were two of your better horse tips.

 

[Uncle Spielberg]

As opposed to welcome 2009 which you have said will be worse ?

2009 starts with a clean slate. I am optismistic that 2009 will be better in my profession. It can hardly be any worse. I believe that the governement will underwrite and guarantee mortgages offered by banks whereby the banks will lend 90% at good rates and if the property prices fall below the original mortgage and the property has to be sold the deficit is guaranteed by the government. This will give the banks the confidence to lend and open up the mortgage market again as its been closed for over a year now.

Either that or the government will set up a lending department and offer 90% or even 95% mortgages at competative rates.

This would transform the property market overnight. The ONLY thing holding the property market back is lack of mortgages. Effectively there is NO new mortgage or re mortgage market over 75% loan to value.

People want to buy. There are some real bargains now. The only reason that there is a 10% fall forecast is not that people do not want to buy it is that they cannot buy.

With a government back scheme with 90% mortgage, with reasonable criteria at competative rates the property market could turn as quickly as it went to shit. Prices would stop falling and gain at slow rates for a while. people would feel more secure and this would trigger the whole economy and spin off professions that are dependant on a fluid property market.

So I am going to grab 2009 by the bollocks and crack on.

 

[Walkers Cajun Squirrel]

2009 will be worse than 2008 for 2 reasons.
I am a year closer to the year I will die and it is the year the world will end. (according to some scientists).

 

[vegster]

f*** OFF AND GOOD RIDDANCE

Is this the title of your new autobiography ?

 

[Uncle Spielberg]

Is this the title of your new autobiography ?

It is what I have instructed to be put on my headstone.

 

[empire]

no dodgy tips yet U.S,your slipping

 

[hart's shirt]

I am going to grab 2009 by the bollocks and crack

2009 - the year of the hermaphrodite.

 

[Uncle Spielberg]

Very good.

8.4

 

[hart's shirt]

Very good.

8.4

Is that above or below Transformers?

Keep up the excellent work with REMF in 2009 btw - it's always a pleasure to read of the continuing good being done.

 

[drew]

2009 starts with a clean slate. I am optismistic that 2009 will be better in my profession. It can hardly be any worse. I believe that the governement will underwrite and guarantee mortgages offered by banks whereby the banks will lend 90% at good rates and if the property prices fall below the original mortgage and the property has to be sold the deficit is guaranteed by the government. This will give the banks the confidence to lend and open up the mortgage market again as its been closed for over a year now.

Either that or the government will set up a lending department and offer 90% or even 95% mortgages at competative rates.

This would transform the property market overnight. The ONLY thing holding the property market back is lack of mortgages. Effectively there is NO new mortgage or re mortgage market over 75% loan to value.

People want to buy. There are some real bargains now. The only reason that there is a 10% fall forecast is not that people do not want to buy it is that they cannot buy.

With a government back scheme with 90% mortgage, with reasonable criteria at competative rates the property market could turn as quickly as it went to shit. Prices would stop falling and gain at slow rates for a while. people would feel more secure and this would trigger the whole economy and spin off professions that are dependant on a fluid property market.

So I am going to grab 2009 by the bollocks and crack on.

So, this replaces the con that used to be Mortgage Indemnity insurance where you paid the premium to protect the lender with no benefit for yourself. Only in this case, I presume the government will not then try and recover any shortfall from the unfortunate borrower.

Perhaps the best way forward will be for the Government to nationalize all UK banks and sack all the c***ts at the top who brought about this current situation. Make it permanently illegal to sell something you don't own, ie short selling and try and curb the greed of the city where they line their pockets at our expense.

 

[Don Quixote]

2009 will be worse than 2008 for 2 reasons.
I am a year closer to the year I will die and it is the year the world will end. (according to some scientists).

are you going to die because of the world ending or another unrelated incident?

 

[drew]

2009 will be worse than 2008 for 2 reasons.
I am a year closer to the year I will die and it is the year the world will end. (according to some scientists).

any chance you could quote which scientists (not all but at least one) are suggesting the world will end. Is it the one with the plaque that parades on the south side of London Bridge most mornings?

 

[Walkers Cajun Squirrel]

less than 13 hours in and it is already shit.
I hate everything.
Grumble f***ing Grumble.

 

[Walkers Cajun Squirrel]

are you going to die because of the world ending or another unrelated incident?

Walking into the sea.

 

[El Presidente]

Walking into the sea.

Might be an idea to go on a warmer day, you might catch a cold.

 

[vegster]

Walking into the sea.

So, Berol is signing off ?

 

[Walkers Cajun Squirrel]

 

[Wozza]

2009 starts with a clean slate.

Does it?

I thought you said, when trying to justify being a miserable git over NYE, that Jan 1 is just another day, and that a New Year doesn't make a difference?