Ive got one of these in Black https://www.samsung.com/uk/cooking-appliances/hoods/wall-mount-hood-nk36m7070vs-ur/
Seems to do the trick and looks great.
You have ht the nail on the head in your first sentence 'people have got to be willing and able to buy a house and importantly 'service the mortgage debt'. Interest rates affect affordability of mortgage payments, when they are low people can afford to borrow more and are prepared to pay more...
Debt isn't really a problem due to low interest rates and the government support during the pandemic. In many instances people who were on furlough were better off due to a reduction in outgoings. I would imagine in such a buoyant market that a lot of the properties that come available following...
You surely cant deny that mortgage rates are central to house price rises...what do you think would have happened to house prices if the Bank of England hadn't lowered interest rates to near zero after 2008? With rates at historically low levels even a 1% increase now would have a huge impact on...
The data just doesn't support this, between the mid 90s and 2018 the English housing stock actually grew by 168,000 units per year on average, while growth in the number of households averaged 147,000 per year. At the same time as the amount of surplus housing stock actually increased, UK house...
But developers are also holding on to a load of land with planning and not developing. Shelter also did a report that showed that 40% of planning permissions granted ended up not being built: https://england.shelter.org.uk/media/press_release/40_of_homes_granted_planning_permission_go_unbuilt...
Actually its much more complicated than population growth outstripping supply. That model completely ignores the role of finance and particularly the availability of cheap credit, its also ignores the determination of successive UK governments to keep prices inflated (for example banking...
Its not bollocks though is it, it's the only way you can get an undisputed fight on these days because there are so many governing bodies. The step aside would have allowed AJ to take 15 million for doing nothing, have a warm up fight with a new trainer and fight the winner. Who wouldn't...
Well thats a very interesting but completely false narrative....
Its got nothing to do with age, its a type of person that seems to be driving this stuff, and from spending time in Gibraltar where theres an established blockchain community, all over there so as they can avoid paying tax, they...
Strictly speaking dollars could still be exchanged for gold until 1971 (by foreign governments that held a trade surplus with the US)!
Surely the value to a collector in owning a stamp has as much to do with the physical enjoyment of that stamp and the additional benefits that ownership brings...
Because the value of the tenner doesn't exist in the form of a note and money hasn't been backed by gold since the 1970's. The note or the numbers in your bank account are only valuable because you need it to operate within the system. Currency really only has value because the government issue...
I would imagine that Buffett is talking about the underlying value that a company has when you strip away any speculation about possible future value and potential i.e. the value of assets owned by the company and the things that it produces.
The only value of a crypto currency right now is the...
I personally think Starmer is playing a blinder, its definitely a strategy to stay low key and out of controversy and watch Boris and his mates implode. By staying low key he removes one of the key weapons in Boris armoury which is the ability to put the focus on others to take the heat away...
There’s some good ones out there now. My favourites at the moment (approx in order of preference).
Brooklyn special effects
Free Star light and refreshing IPA
Infinite session America pale ale
Guinness Zero
Birra Moretti zero
This is a pretty narrow minded view of the world. There are plenty of neurobiological disorders that affect the ability of people to write and spell and their use of grammar and punctuation such as Dyslexia and Dysgraphia. There are other conditions that affect someones ability to learn.
Around...
You cant use stats in such a narrow way. Strikers have good games and bad games, sometimes they only need one chance and they score, other times nothing works for them, they will often also have good periods and bad periods of the season. This could be caused by a load of different factors...
Is Eddie Nketiah better than Jurgen Locadia? Are you being serious??!
Nobody is buying or taking Locadia, we tried to offload him to an average team in the MLS and it didn't work out, he scored two goals and no assists in 26 games! When I saw clips of him missing sitters for Cincinnati I never...
If the club cant find a significant upgrade to Locadia (a player who couldn't even score in the MLS) within budget, then of course they are to blame....