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It depends what you are looking for, there is a very different vibe between somewhere like Cin Cin (small plates, high end, smaller menu and more expensive) than Semola (bigger plates, more expansive menu and lower cost). You wont find a pizza on the menu at Cin Cin for example! Both are great...

Its is best not to 'ignore' but there is a process to follow when communicating with the parking operator which is laid out here: https://forums.moneysavingexpert.co...ket-old-or-new-read-these-faqs-first-thankyou The original poster should not do anything or contact anyone about it until they...

A parking ticket in ASDA is just an invoice, the only way your credit record could be affected, or the bailiffs come around, is if the parking company take you to court, the court rule in favour of the parking operator and you then subsequently refuse to pay.

I totally agree with this, theres some great discussions on here and threads that have really helped me and other people. I certainly wouldn't want to lose that, however I think the rule of thumb is the same as in everyday life, if you want to maintain a certain sense of harmony within a group...

If all threads had a prefix and you could ignore all threads with a certain prefix then that would work, anything else that requires a certain degree of will power wouldn't! I wonder what the effect of ignore thread is on the discussion, could it be that with the political threads the more...

Useful to know these options are there but wouldn't really solve things, the way my brain works (I have severe ADHD) and the number of political threads popping up at the moment I don't think I have the willpower to put them all on ignore and stay off them. The solution always for me is to go...

I didn't even know that function existed! How do you access it? Edit..I can see how to ignore a thread but not how to ignore threads of a certain topic.

In my opinion If you are going onto a politically charged thread like the one about the riots then its a bit odd to expect people not to express strong and polarised views. Having said that, and this is just a personal preference of mine, but I would rather if the political discussions were...

There was this article in city am yesterday comparing st james place funds to vanguard: https://www.cityam.com/st-jamess-place-takes-on-vanguard-but-charges-350-per-cent-more/

We brought a cellular smart watch for my son so as he could call us and we could keep track of where he was. Didn’t realise that even though the watch is cellular you still need a mobile phone with a separate contract to make it work! We wanted to avoid giving him a phone so sort of defeated...

Knowing them you will probably have to pay extra for an enhanced package or sign up to a longer length of contract to get it turned on quicker!

If there ever was a company that deserve to go out of business because of the terrible way they treat their customers then its Virgin Media!

I used to manage a London based maintenance team and the very idea that you have enough time to build relationships with these tenants to the point where you could ascertain their nationality, what their intention to work is, their medical history and get your work done is frankly laughable...

As well as the content online, we also need to look at the algorithms that decide what content people see. I came off twitter because I realised that I was starting to live in an echo chamber where I never saw anything that didn't support my point of view, I recognised it was definitely taking...

I also follow James Shacks and Damien Talks Money! Would also recommend Ramin Nakisa (ex-Investment banker that has most of his portfolio in one passive index fund!) and his pensioncraft youtube channel, podcast and subscription service.

And if they didn't want to do any research at all on individual funds, most of the major platforms also have bots that will suggest a portfolio of funds based on your risk profile (albeit with higher fees).

Yes fees are a huge issue particularly as the data shows that most actively managed funds like those offered by St James place cannot beat a simple passive index tracker fund over the long term. The Global Equity Index tracker I have with vanguard consistently outperforms St James place global...

I am sure some may do this sort of thing but as they earn their money only out of what you have invested in St James Place products they are effectively being incentivised not to. As I said no issue if you are happy with the products they offer, the fees that you are being charged and the...

I think the difficultly with St James Place is that people go to them believing that they are independent Financial Advisors and people refer to them as IFA's (as you have done) when they are not. The advisors work for St James Place and only offer restricted St James place products. No issue...

The Bank of England bought inflation down by raising interest rates, now that inflation is back within the BofE 2% target they are now able to start bringing them back down. What role do you think Sunak and Hunt had in this?