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    Did Labour crash the economy?

    I think it depends precisely what question is being asked. There's not complete consensus that the government policies were bad for growth (although two-thirds is a decent majority who say it was), but I think you'd get much closer to that consensus if you asked whether Osbourne's explanation...
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    Off peak day return train tickets

    Good stuff - hadn't heard of them before, although it's clear they're not a particularly big outfit and their search engine isn't the best. If they had a website as easy to use as the train line (for example) I'd like to think that they'd be raking it in.
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    Off peak day return train tickets

    Absolutely this. The splitting up of the rail network is a great example of a break-up of a natural monopoly gone wrong. For me this is tantamount to mis-selling. They should be renamed from 'Customer Service' to 'TOC Service' because that's exactly who their advice is best for. I'm quite...
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    Did Labour crash the economy?

    Apologies for resurrecting a slightly old thread, but Triggaaar I saw this today and thought it might be of interest... The Importance of Elections for UK Economic Activity
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    Is the TV licence worth £145.50 a year?

    Yes, I know they are currently free services. That's why I phrased the question as I did - because if it moved to a subscription service they would definitely not all remain as free services. The alternative to the license fee is not just a subscription TV service, but a subscription service for...
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    Is the TV licence worth £145.50 a year?

    What if that £145.50 was for access to the TV channels, iPlayer and website? Long term they could probably paywall the radio stations as well (if/when they become streamed rather than radio broadcasts). If they move to a subscription service they may well paywall everything they possibly can, so...
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    Playing Career Quiz

    I got 14/15. There's a new one up today, based on just three seasons. I got 15/20 on that. http://www.theguardian.com/football/quiz/2015/mar/26/football-quiz-name-career-stat-snapshot
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    'Leadership' 'election' 'debates'

    My point wasn't that only the establishment weren't in favour, but that these are the people with the ability to influence the format. MPs are already almost unanimously style over substance, I don't think the debates make a jot of difference either way. If these debates were well organised...
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    'Leadership' 'election' 'debates'

    While we all know that's how it works in theory, in practice it seems to me that the vast majority of the electorate vote on a party, rather than MP, basis. The idea of voting for an MP only works if you don't have a party hierarchy in place going into the election, and MPs are forced to stand...
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    'Leadership' 'election' 'debates'

    I agree. I think the problem is that quite a few people within the "establishment", including politicians and broadcasters, think that they are a bit unseemly and American, and are therefore not really keen on the whole thing. Thus Cameron has been able to get away with his position more or less...
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    [Other Sport] Cycling geeks

    Bright sunshine in Cambridgeshire this morning at about 4 degree C. Not cold enough for any worries about ice but enough for long sleeved jersey, leg warmers and for my fingers to get painful! I found with clipless that it's towards the end of the ride, when you're tired and not thinking things...
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    [Other Sport] Cycling geeks

    Beautiful weather this morning (although it could have been a bit warmer), feeling the benefit of a few climbing miles recently I was very happy with my pace into work - only to discover when I uploaded the ride to Strava that I didn't touch any of my top 3 times on any segment, in fact I was a...
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    Budget 2015

    The problem is further exacerbated because the problem will perpetuate. That is why inheritance tax is so important. If anything, I think the level at which it kicks in should be lowered, not raised, although clearly there needs to be a bit more wiggle room to allow the liquidation of assets...
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    Budget 2015

    I wonder how many it would apply to if you removed the effects of house price inflation as well? I'm sure it would be a small fraction of even the 6-10%. It would certainly put to bed the "double taxation" argument.
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    You Be The Ref - Bournemouth's disallowed goal

    This is the crux of the problem of giving a foul for me - if him being "in the way", without physical contact, is enough to give a foul, where do you draw the line? If he'd been two yards further back, would that have been okay? What about 5 yards? Or another 10 yards?
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    Budget 2015

    There is regional variation, but it's on the purchase price that the ISA can be put towards. It's £450,000 in London and £250,000 outside. It's a ludicrously political policy, because it costs relatively little in the short term, with most of the cost falling in 2020 and beyond, and it's more...
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    You Be The Ref - Bournemouth's disallowed goal

    Do you think that the rule was designed in stop this kind of block though? He doesn't physically impede the 'keeper, just blocks the space into which the 'keeper kicks the ball. The law specifically says that you can't interfere with the 'keeper and his movements, nothing about the ball. It's...
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    [Other Sport] Cycling geeks

    Two gatorskins, new swissstop brake pads and 4 conti inner tubes for £85 (including fast delivery so they are here tomorrow). Plus complimentary haribo. Win.
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    [Other Sport] Cycling geeks

    Thanks both for the advice. I think a pair of 25mm gatorskins sound like a good idea, I've just got to get it past the family finance department :lolol:

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