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With an annuity I have a significant issue on the type I choose, my Wife is younger than me and, I believe, women tend to live longer, so I need to make sure it carries over.

Having retired last year, I'm looking forward to the cricket and have my Arundel Castle Cricket Club membership!

For much of what you say, although I don't use the Ladies Loo, I've stopped going to this away fixture. I can't stand the hatred, post match journey and the general bile that the fixture creates.

Within the next five games Palace will not, mathematically, be able to catch us, we should create a name for that day! "Dick's Day", Mr Knight gets the recognition he deserves in taking so many positive and forward steps before Sir Tony stepped in.

I'm not actually drawing down on my pension pots at the moment, and haven't, as yet, taken the 25% lump sum, I'm just wondering whether people convert pensions to an annuity anymore or do they just draw down from the pots?

Always good to hear from you, as a voice of reason. I do feel some of your fans see you have an "easy" run it, but as others have said, these are teams with their backs to the wall and will, you would expect, come out fighting. I thought you'd stay up, as does my Pilarse supporting Son, but I...

Well, that "fear" is well and truly there now. They seem more concerned with how well we're doing than their own imminent downfall, pure bliss!

Having thought about my ISA plan, i.e. maxing it out for the Wife & I for the past few years, aren't the Govt gaining today but facing a massive downside tomorrow? I just wonder if they can ever remove the tax free benefit from these plans? I guess not, but guess they may withdraw the ability to...

A change in staff / child ratios

Might wish to change this view now? Palace people I know feel this is a very real possibility and the next three games are crucial, I think they'll be relegated, there's always one team that snatches defeat from the jaws of victory and, for me, this season it's Pilarse!

I've a blend of the two but have always maxed the ISA first, there's not the tax benefit going in but I like the idea of tax free coming out!

The tickets for the League Cup v Derby in the 70s were like that I believe.

Maybe, as Spring arrives, we could use this forum to post walks / get togethers?

100% this .... let's not become the fans we despise

meeting a South based Stoke fan in there for a beer prior to the match

Result, didn't realise that

Flippin £129 on the train, with railcards, from Arundel to Stoke, for the two of us!

I've just purchased a veterans railcard and am starting to plan a Scotland cycling holiday. Nothing too arduous so thinking of sticking close to Lochs, imagining fewer hills? Alternatively (avoiding the midgies), I may look at canal towpaths in the Midlands? Anyone any experience?

My lad and I are, going by train from Arundel and staying up for the night in a local hostelry ......

Grabs pringles and a large drink