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  1. Tim Over Whelmed

    [Misc] Retirement

    I retired at 59 mate and that was three years ago. Lessons I've learnt: You spend less than you think you will (other than trips / holidays, which you can turn on or off as finances dictate) It's NEVER to early to retire We always think we need to work but, equally, we sometimes enjoy it and...
  2. Tim Over Whelmed

    [Albion] Palace Fans Biggest Fear

    Did Palace win, I've been away on holiday but see that @Dougie has surfaced?
  3. Tim Over Whelmed

    [Technology] Is your tree up yet?

    I’ll say it, I strongly dislike Christmas. Most people going full throttle towards it have little or no Christian beliefs, families are plunging themselves into debt to keep up with little Jimmy’s classmates and it’s just a commercialised debt fest. Me, atheist, but enjoy a few beers with mates...
  4. Tim Over Whelmed

    [Technology] Is your tree up yet?

    Up 16/12 down 6/1
  5. Tim Over Whelmed

    [Misc] Retirement

    ….. and Aston Martin’s and Rolls Royce’s!
  6. Tim Over Whelmed

    [Albion] Palace Fans Biggest Fear

    Oh I love that!
  7. Tim Over Whelmed

    [Misc] Retirement

    Lucky you, it's a wonderful place
  8. Tim Over Whelmed

    [Misc] Retirement

    I'll let you know when we get back :oops:
  9. Tim Over Whelmed

    [Albion] Palace Fans Biggest Fear

    Rolf …. Can you see what it is yet?
  10. Tim Over Whelmed

    [Misc] Retirement

    Ah, good point, bloody good for those of us that are mate. In 1 hour and 45 minutes I’m heading to Gatwick and around 11 a.m. I’ll be in Marrakech. Sorry, I’m not helping am I 😉
  11. Tim Over Whelmed

    [Albion] Palace Fans Biggest Fear

    Harris interested in Palace again, looking to buy out Textor, in a deal that’d value CPFC (2010) Ltd at £400m. I’m assuming that the £120m, ring fenced, in on the balance sheet!
  12. Tim Over Whelmed

    [Misc] Retirement

    Good point, others have said this, rather than giving money that they rarely benefit from
  13. Tim Over Whelmed

    [Misc] Retirement

    Thank you, and noted 👍 Really excited it’s so much more than two weeks in Majorca, pushing us outside our comfort zone but creating some great memories and, I hope, a stepping stone for more adventures!
  14. Tim Over Whelmed

    [Misc] Retirement

    Thank you for your very kind offer, I’ve now sorted Revolut and have some small tipping cash. 😊
  15. Tim Over Whelmed

    [Misc] Retirement

    Hi Chaps, Off to India in a couple of weeks, doing the Golden Triangle, flying to Mumbai and then going on a cruise down through Cochin, Goa and Southern Asia. For those that have been to India a quick question, how do I get a couple of hundred quid of small denomination Rupees? Thanks, Tim
  16. Tim Over Whelmed

    [Albion] Palace Fans Biggest Fear

    Indeed, and we were about to but unfortunately a wayward pass put an end to that. A lesson for us, we’ve got to put sides to the sword.
  17. Tim Over Whelmed

    [Albion] Palace Fans Biggest Fear

    I bet @Dougie is pleading with his Mum to be allowed on the internet 🛜
  18. Tim Over Whelmed

    [Albion] Positives from Today (Wolves Home)

    We didn’t put them to the sword Game management was abysmal We didn’t lose
  19. Tim Over Whelmed

    [Albion] Palace Fans Biggest Fear

    who has?
  20. Tim Over Whelmed

    [News] At what age should kids have smartphones - if at all?

    This is about parental control, ours had them from 11 when at Senior School, although we "put them on charge" downstairs at bedtime until they were about 13

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