Nigella's Cream Pie
Fingerlickin good
For reality check, follow Klaus on youtubeThat could be construed as 'financial advice' by some - so I'd rather not.
I would encourage you to look up Ripple, their seats with the WEF, IMF, Central Banks, the Digital Pound Foundation, Digital Euro, the fact they're on the board for ISDA, their work with most of the World's Central Banks, their upcoming Stablecoin (RLUSD) which will probably usurp Tether USDT, and the 1700 NDA's they have signed with Banks and Institutions. The Banking licences they have around the world, the fact that most of their board have come from the Elite companies and financial institutions, and their Director Rosie Rios is the former treasurer of the United States (with her signature on the $100 bill). Their board is literally the Harlem Globetrotters of the corporate world. Would they all put their good names and spotless reputations to a rug-pull? D'ya think?
Ripple still have 45 Billion XRP in escrow and their own accounts, so I'd say it's in their interest for the token to do well. They are also laser-focused on the XRPL and are constantly adding new features to be used in the near future.
So, you could say it's all a scam and it's going nowhere... or maybe not.