Thursdays and Mondays are on their arse at the moment [used to get 400-500 people in, £2 entry all drinks £1.50, now its free entry, all drinks £1.50 and we're lucky to do 200], you used to get alot of people out on say a monday or thursday and a friday or saturday, now it just seems people are only going out on a friday or saturday. Also the older crowd [25+] aren't out as much as more simply because of money!
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The Current Credit Crunch
- Thread starter Beach Hut
- Start date
Thursdays and Mondays are on their arse at the moment [used to get 400-500 people in, £2 entry all drinks £1.50, now its free entry, all drinks £1.50 and we're lucky to do 200], you used to get alot of people out on say a monday or thursday and a friday or saturday, now it just seems people are only going out on a friday or saturday. Also the older crowd [25+] aren't out as much as more simply because of money!
sten_super
Brain Surgeon
I am lucky; we rent our house (and rental rates have gone up here significantly yet) so haven't been hit that way. I also live near work, so always cycle in. However the better half is starting a new job in September that will require a 40 mile round commute, so not looking forward to those added costs!
In work terms, economic consultantcies tend to do pretty well out of uncertainty. We have lost some subscribers to our reports but generally get more project work.
In work terms, economic consultantcies tend to do pretty well out of uncertainty. We have lost some subscribers to our reports but generally get more project work.
scooter1
How soon is now?
Not as yet, but Mrs Scooter is due to drop our first(and only) little'un around Christmas, so when she gives up work things will change significantly.
I'm currently getting all the "boys stuff" that I think i'll need for the next 18 years whilst there is still a bit of spare cash floating around.
If you could pop that Ocean Finance URL up around mid January, i'll take advantage of it then - Thanks!
I'm currently getting all the "boys stuff" that I think i'll need for the next 18 years whilst there is still a bit of spare cash floating around.
If you could pop that Ocean Finance URL up around mid January, i'll take advantage of it then - Thanks!
British Bulldog
The great escape
- Feb 6, 2006
- 10,967
I cant say as i've noticed the credit crunch so far.
eastlondonseagull
Well-known member
Been affected big time. Have dropped house price by £20,000 (10%) and it still won't sell. Lovely house, 50-ft garden, a minute from two lovely commons. Very frustrating. There are 15 houses to every one buyer atm in south east London, and with mortgages hard to get, people are simply not buying.
Struggling to cope on one income now that Mrs ELS has no money coming in during maternity leave, so she's gonna have to go back to work early. Blah blah blah...it's all doom and gloom here, atm
.
Struggling to cope on one income now that Mrs ELS has no money coming in during maternity leave, so she's gonna have to go back to work early. Blah blah blah...it's all doom and gloom here, atm
.
Been affected big time. Have dropped house price by £20,000 (10%) and it still won't sell. Lovely house, 50-ft garden, a minute from two lovely commons. Very frustrating. There are 15 houses to every one buyer atm in south east London, and with mortgages hard to get, people are simply not buying.
Struggling to cope on one income now that Mrs ELS has no money coming in during maternity leave, so she's gonna have to go back to work early. Blah blah blah...it's all doom and gloom here, atm
.
What area do you live?
Alex Alex Dawson oo! oo!
Primary data is fact
No, we're not. Sounds glib now but suspected something unpleasant was coming along after a bizzare meeting with some complete bullshiters from Bradford and Bingley over two years ago. Wife sold her shares in them the following week.
Mortgage is paid off, no credit card debts. UK Business not really affected; European affiliations thriving although I do less with them now due to the C.
Have modified my driving technique and try to more work home to reduce the motoring related costs - current diesel usage is down about 65% on 2006/7.
Mortgage is paid off, no credit card debts. UK Business not really affected; European affiliations thriving although I do less with them now due to the C.
Have modified my driving technique and try to more work home to reduce the motoring related costs - current diesel usage is down about 65% on 2006/7.
I've been able to find a plumber and various other tradesmen to assist with our house re-decoration because nobody else can afford to get them in - so that's good news. 
And my job is as safe as houses what with me working hard and spending no time on the internet.
So far, so good. Although I'm not looking forward to my fixed mortgage rate elapsing in 18 months.
And my job is as safe as houses what with me working hard and spending no time on the internet.
So far, so good. Although I'm not looking forward to my fixed mortgage rate elapsing in 18 months.
As yet no, but in truth we do live well within our means. Having two little ones and so not being able to go out much, kind of ensures that anyway. Also, my wife doesn't like to fly, so no really expensive holidays.
The football is my only significant non-essential expenditure.
Fuel prices haven't hit me, as I have a company car, and pay a set 9p/mile for private mileage, though I expect the taxman will force this figure up soon.
My fixed mortgage rate runs out in December though, so that may be interesting.
The football is my only significant non-essential expenditure.
Fuel prices haven't hit me, as I have a company car, and pay a set 9p/mile for private mileage, though I expect the taxman will force this figure up soon.
My fixed mortgage rate runs out in December though, so that may be interesting.
maffew
Well-known member
Not yet really, though it could hit us at work at some point which is a little worrying
tinx
Well-known member
Ran out of my fixed rate mortgage 2 months ago so am hit big style by that managed to get a good deal for a 5year fixed from now but still much more than I was paying. Two young kids and a wife to support means I am pretty skint most of the time still afford the season ticket so thats the important thing sorted
Easy 10
Brain dead MUG SHEEP
Hang on...NON-essential ?
My family will STARVE before I go without my season ticket.
I never had you marked as a BAD FAN, Hans.
Hang on...NON-essential ?
My family will STARVE before I go without my season ticket.
I never had you marked as a BAD FAN, Hans.
I must admit, i did mean to put 'non-essential', in inverted commas.
It is fairly significant though. I play twice a week, which with a beer afterwards probably costs me £20 a week [ie £1000 a year]. Add that to about £500 in tickets to the Albion for me and my two boys, plus £20 travel costs for each home game and you're looking at over £2000 without even thinking about away games.
Not that I begrudge a penny of it, mind. It all comes under the heading 'football', but it encompasses my hobbies, my exercise and half of my social life, so when you look at it like that is GREAT value
surrey jim
Not in Surrey
weird as it sounds i have noticed this. also the goods in petrol station shops seems to be a lot more expensive than they used to be 65p for crisps and in some cases £5.90 for cigs
Easy 10
Brain dead MUG SHEEP
I must admit, i did mean to put 'non-essential', in inverted commas.
It is fairly significant though. I play twice a week, which with a beer afterwards probably costs me £20 a week [ie £1000 a year]. Add that to about £500 in tickets to the Albion for me and my two boys, plus £20 travel costs for each home game and you're looking at over £2000 without even thinking about away games.
Not that I begrudge a penny of it, mind. It all comes under the heading 'football', but it encompasses my hobbies, my exercise and half of my social life, so when you look at it like that is GREAT value
That is indeed a sizable commitment
I suppose I do take for granted living within 3/4 miles of Withers. My travel is therefore NEGLIGABLE.
Could the smoking ban be part of the issue?
I don't hardly ever go to the pub now due to prices and smoking ban.