[Finance] Premium Bonds - prize pool increased again - you ever have any luck?

[Clive Walker]

£0 from £10k invested. First blank since June. Do not let the rot set in.

 

[Biscuit Barrel]

Nothing this month on 15K invested

 

[Mustafa II]

£50 off £7.5k.

That makes it £350 in the last 6 months. A phenomenal run considering the relatively small amount I've got in there.

PS Can people stop saying "invested" - Premium Bonds are not an investment.

 

[Clive Walker]

£50 off £7.5k.

That makes it £350 in the last 6 months. A phenomenal run considering the relatively small amount I've got in there.

PS Can people stop saying "invested" - Premium Bonds are not an investment.

Quite right. Bonds held. Incredible returns.

 

[bluenitsuj]

Just the £50 this month

 

[knocky1]

Had to wait a superstitiously long time for the first poster this morning before checking ours.
£200 each keeps the 12 month return at 5.5%.

 

[Smirko]

Nifty fifty this month after a blank last month...

 

[Elbow750]

£300 this month. (£37k holding)

 

[Falmer Flutter ©]

Sadly my father-in-law passed away in March and my wife has taken on his premium bonds, about £15k worth. Won £10k last month. Cheers, Brian.

 

[Peteinblack]

£125 for me today, and £275 for Mrs Peteinblack

 

[portslade seagull]

£300 for me

 

[nwgull]

For the first month in a while, my returns have been something approaching the 4.4% average. I guess it's the potential for winning biggly that I have to account for, but overall I feel that I've got far better value from the low-coupon gilts I bought about 9 months ago as far as tax-efficient savings are concerned.

 

[seagullwedgee]

Only £175 this month, from a joint £100,000 maximum holding. That’s equivalent to an annualised rate of return of 2.1% tax free. Compared to the current average luck return of 4.4%.

 

[Coldeanseagull]

£300 from maximum between us

 

[dazzer6666]

£650 between us (£325 each oddly).

 

[MJsGhost]

£75 from a £30k holding. Meh.

 

[Binney on acid]

£175 from max holding. Could be worse!

 

[birthofanorange]

Sadly my father-in-law passed away in March and my wife has taken on his premium bonds, about £15k worth. Won £10k last month. Cheers, Brian.

Sorry to hear your bad, followed by good news, although how did your wife 'take them on'?
I understood they were strictly non-transferable, and could only be cashed-in by next of kin and obviously you're then able to purchase new bonds, if you so wish.

 

[Falmer Flutter ©]

Sorry to hear your bad, followed by good news, although how did your wife 'take them on'?
I understood they were strictly non-transferable, and could only be cashed-in by next of kin and obviously you're then able to purchase new bonds, if you so wish.

Ok, bear with me in case I haven't got this quite right. We notified Premium Bonds of my father-in-law's death and were told that the numbers can be kept in his name for up to another year. My wife is currently sorting transfer of probate for various assets so this £10k win is being "held" by Premium Bonds until this is complete. Once done, this and the original amount can then be cashed in. So yes "take them on" I suppose is not strictly correct, but the letter notifying of the win was sent to my wife.

 

[Beach Hut]

£650 between us