imissworthing2
New member
Hello Virtual Friends,
Can anyone tell me if it is possible to get a mortgage with a poor credit rating.
My girlfriend and I want to get our first place. I for some unknown reason have a bad credit rating( never had a credit card in my life) and combined we have an income of £34,000 per yr. (14 me 20 her)
My question is would it be better for her to try to get one on her own or are there some lenders out there who whould still give us both a mortgage?( maybe with a higher interest rate for example)
Paying rent out each month is starting to get to me, especially when we could own a place and be paying lower monthly repayments!!
Cheers
Can anyone tell me if it is possible to get a mortgage with a poor credit rating.
My girlfriend and I want to get our first place. I for some unknown reason have a bad credit rating( never had a credit card in my life) and combined we have an income of £34,000 per yr. (14 me 20 her)
My question is would it be better for her to try to get one on her own or are there some lenders out there who whould still give us both a mortgage?( maybe with a higher interest rate for example)
Paying rent out each month is starting to get to me, especially when we could own a place and be paying lower monthly repayments!!
Cheers