The Charity Commission is established by law as the regulator and registrar for charities in England and Wales.
Our aim is to provide the best possible regulation of charities in England and Wales in order to increase charities' effectiveness and public confidence and trust.
If you are just collecting money for onward transmission to an existing charity then you don't need to set up as a charity yourself, why don't you just use your own bank account. Most banks will charge even for charity accounts.
As long as you provide the charity you are sending the money to a full breakdown of the monies you have collected then that should be sufficient
Its not quite as simple as that yorkie, I have set 2 of the things up and one is not regisered with the CC as it does not need to be its a section 30 company.
It depends on a number of factors like (as has been stated) what the money is too be used for, how much money is going to be involved (less than £1000 a year and there is no need to register) over £10,000 and the books need to be externally inspected over 250,000 and you need a full audit.
Go have a whizz through the CC site any questions email or PM me.