If it's the same as the one I do your car has a guaranteed future value based on estimated mileage which roughly matches the final payment. If it's worth more (or you are offered more in p/x ) you may have a surplus.
Only pay for what I can afford.
So do don't borrow money so pay cash.
Cars are simply a drain on your money.
Company car, which is available for me to use privately, hence I pay BIK tax on it.
Where is the option for .... I steal mine....or does that come under .. other ?
Don't drive a car ...drive a van
This is an interesting question. What I'd like to know is whether your choice was prompted by any financial analysis or whether people opted for their usual option.
A friend of mine gave up his car a couple of years ago as he did the maths (he's a system analyst) and worked out that running a car was a poor option and was better off using public transport, supplanted by the odd taxi and weekend car hire. I'm sure that buying a car outright is not the best financial option for lots of people but they do it from force of habit.
It should also be pointed out that he bought a car again a few weeks ago as his missus gave him so much grief. He pointed out, in vain, that it was an expensive and non-cost-effective option - perhaps, he factored in the cost of a divorce to his calculations.