Cheery FACT if you invest in shares

[Lokki 7]

I guess many of you have pensions, ISA's etc. If you had bought a basket of FTSE-100 shares in September 1996 and held it until today, it is now worth LESS. So looks like we are all in work till we are 80 then.

 

[Notters]

But for those of us that invested last week?

 

[Lokki 7]

But for those of us that invested last week?

LESS. And falling. Sorry. Sell Sell Sell!

 

[Rusthall Seagull]

I guess many of you have pensions, ISA's etc. If you had bought a basket of FTSE-100 shares in September 1996 and held it until today, it is now worth LESS. So looks like we are all in work till we are 80 then.

not bothered - 85 Million is mine on the euro lottery this eve...may go for harveys at lunchto celebrate!

 

[beorhthelm]

time to buy methinks. this illustrates the shortcoming of buying the market, need to be more nibble.

 

[Uncle C]

The herd are moving out so its the right time to move in.

I bought ISAs this week and will buy again in April.

 

[e77]

Capitalism is broken. Time to raise the red flag, comrades.

 

[Lokki 7]

this illustrates the shortcoming of buying the market, need to be more nibble.

These are dark days indeed, but there is not a depression deep enough to make me want to be more Nibble.

 

[coventrygull]

Capitalism is broken. Time to raise the red flag, comrades.

Its a win win situation. If capitalism is about to go tits up.Then we are all in the same boat. If it recovers and I have brought shares for f*** all then in 10 years I am the Albions next chairman

 

[Cadiz Seagull]

LESS. And falling. Sorry. Sell Sell Sell!

That's great advice. Quick, lock in your loss.

The ONLY reason to sell now is if you need the money. And if you do, you shouldn't be invested in shares. If you knew you were going to need it now then you should have cashed in 18 months ago.

If you didn't know you would need it now then it should have been in a bank if you don't have any emergency cash fund, NOT in shares.

Share investment always has been and always will be - for the masses at least - for the long term. At least 5 years, and preferably longer. And switch to cash 18 months before you need the money.

If you have shares, hang on in there. They WILL go up again, promise!

 

[tedebear]

I'm biding my time, I've opened a share trading account with my work and I'll be buying soon....

 

[Lokki 7]

That's great advice. Quick, lock in your loss.

It was a jovial comment (not advice) made to someone who bought shares LAST WEEK. If you have a long term plan, fine. If you are punting then it makes sense to sell now if the market is collapsing and then buy back when it is cheaper. Jeez.

If you have shares, hang on in there. They WILL go up again, promise!

Phew! That's great news, I was worried there for a minute. Although I think that is what we call talking up your own book.

 

[tedebear]

The ONLY reason to sell now is if you need the money. And if you do, you shouldn't be invested in shares.

Some of us also have them as part of stock options! ie we had no choice...

 

[Lokki 7]

Some of us also have them as part of stock options! ie we had no choice...

Should have asked for put options.

 

[Bozza]

Some of us also have them as part of stock options! ie we had no choice...

I don't get that. Options are, as the name suggests, an option to buy. The holder of the option still has to make the choice to buy, or not as the case may be.

 

[reigate]

LESS. And falling. Sorry. Sell Sell Sell!

At what point do you think the market will bottom out? Some time this year? Thinking of investing but not sure when to do so.

 

[tedebear]

I don't get that. Options are, as the name suggests, an option to buy. The holder of the option still has to make the choice to buy, or not as the case may be.

Some companies pay bonus' in shares - ie stock option (although there isn't any option really).... I have to hold them for at least 3 years from each bonus period at the price set down at the time....

 

[Uncle C]

At what point do you think the market will bottom out? Some time this year? Thinking of investing but not sure when to do so.

Nobody knows.

The last big crash ended with the FTSE at about 3200. We are not far off that again, so make your guess.

The markets reflect uncertainty, so once all the skeletons are out the cupboard it can cope with a recession and will probably rise during that period as it has in the past.

 

[severnside gull]

That's great advice. Quick, lock in your loss.

The ONLY reason to sell now is if you need the money. And if you do, you shouldn't be invested in shares. If you knew you were going to need it now then you should have cashed in 18 months ago.

If you didn't know you would need it now then it should have been in a bank if you don't have any emergency cash fund, NOT in shares.

Share investment always has been and always will be - for the masses at least - for the long term. At least 5 years, and preferably longer. And switch to cash 18 months before you need the money.

If you have shares, hang on in there. They WILL go up again, promise!

sound advice

 

[coventrygull]

At what point do you think the market will bottom out? Some time this year? Thinking of investing but not sure when to do so.

depends on where you are going to invest.