Car collision compensation

[Dirty Dave]

Can anyone advise on the following:

Last July, a woman reversed out of her drive as I was driving along her road.

I braked and swerved but she went in to the side of me (was doing about 20mph on impact) My car was written off but I still got it repaired.

I thought everything was sorted but I've just had a call from a compensation company. They said I'm entitled to a 4-figure sum if tell them the following:

the accident gave me neck / shoulder injuries for 3-4 months after
I didn't go to the docs because I felt they could't do anything so I just took paracetamal

None of the above is true and I didn't suffer any pain but was told this didn't matter.

Is this normal and what have other people done in this situation?

 

[Pavilionaire]

I blame Adams.

 

[strings]

I would report them to the Solicitor Regulation Authority - how would you like it if somebody claimed something untrue in order to sue you?

 

[Pavilionaire]

Assuming you've had full repayment for the car I'd blow the whistle. Incidents like this are what bump up insurance premiums for all of us.

 

[Marshy]

Yep dob them in.

 

[Gazwag]

The other thing is somebody is ignoring the data protection act, presumably the insurance companies, for making details of claims available - or are these firms actually offshoots of insurance companies.

 

[SurreySeagulls]

money grabbing leaches.

 

[CHAPPERS]

what a bunch of *****.

 

[Skint Gull]

I bet that phone call wasn't on a recorded line eh! Crock of shit, i fuckin hate Ambulance Chasers! If you have a means of recording the call i recommend calling the fuckers back to confirm what they say and sending the tape to some sort of regulator

 

[Gully]

I smell a rather large rodent here, what they are in effect asking you to do is commit purjory...which can be an improsonable offence in extreme cases. I am sure there is a regulator for the insurance industry, my suggestion would be to call them, I am sure they will be interested in the matter.

 

[Dirty Dave]

I bet that phone call wasn't on a recorded line eh! Crock of shit, i fuckin hate Ambulance Chasers! If you have a means of recording the call i recommend calling the fuckers back to confirm what they say and sending the tape to some sort of regulator

They've passed my details on to a solicators who are going to be calling me back this evening so I can give them the spiel about what is happening

 

[Cadiz Seagull]

I smell a rather large rodent here, what they are in effect asking you to do is commit purjory...which can be an improsonable offence in extreme cases.

Or if your name is Jeffrey Archer

 

[Box of Frogs]

I work for an insurance company and I deal with injury claims against us. Every injury claim made is registered on a database called CUE which all Insurers have access to.

Fraudulent claims are a big reason why EVERYONES car insurance premiums are going up. All insurers are aware of the more dodgy compensation companies, are aware of their tactics and treat their claims accordingly.

If you genuinely had an injury, you would be better off going directly to the other drivers insurer.

If you want any advice on how to do this, feel free to PM me.

 

[Easy 10]

A mate of mine (who is a cabbie) has had 2 or 3 successful compensation claims for a few grand each, after he's been SHUNTED from behind. Just feign whiplash, go to the doctors for a few weeks complaining a stiff neck, unable to turn the head from side to side, losing sleep etc etc, a bit of paperwork and a doctors note later and its £££.

Paid off a few cards like that he has.

 

[severnside gull]

guess it depends how much you need the money but think how good you will feel reporting them !

 

[Gazwag]

I work for an insurance company and I deal with injury claims against us. Every injury claim made is registered on a database called CUE which all Insurers have access to.

As I said above, where does the info come from so the ambulance chasers know who to contact, it can only be from insurance companies surely.

 

[Box of Frogs]

As I said above, where does the info come from so the ambulance chasers know who to contact, it can only be from insurance companies surely.

Very unlikely to be the insurance company as they could be on the back end of somebody else doing it to them or could even insure both parties. Could be from the garage that repaired the vehicle (a lot get a referral fee for giving your name to the 'ambulance chasers', I know as I used to work for a garage) or from the broker if you reported the accident via them.

 

[Gazwag]

Very unlikely to be the insurance company as they could be on the back end of somebody else doing it to them or could even insure both parties. Could be from the garage that repaired the vehicle (a lot get a referral fee for giving your name to the 'ambulance chasers', I know as I used to work for a garage) or from the broker if you reported the accident via them.

In that case the insurance companies just need to blacklist garages who give details away, after all the insurance company tells you where you have to go to get the repair done, they would then lose a lot more than they gain, same with brokers.

 

[Cian]

This is SO dodgy I'd almost think it was a double-bluff by the other insurance firm attempting to get you to commit insurance fraud... definitely shop them.

 

[Don't get me started]

Take em down, its scum like this that has tied us all up in risk assesments and Health and safety. They are casting a shadow on the British way of life. Down Down Down