D
Deleted User X18H
Guest
I used it for Honeymoon transactions etc.
We then moved house in November 2005 and I honestly forgot about the card I didn't have a DD set up and I suppose for some reason they couldn't locate my new address and the post re-direction was a bit hit and miss.
Anyway my point is they found me at my new address not that I was hiding and presented me a bill of £718 for a now expired credit card with lots of charges added.
So I offered just under 50% as full and final settlement and they accepted so my advice is negotiate with your creditors if you have them, it is a willing debtors market!
We then moved house in November 2005 and I honestly forgot about the card I didn't have a DD set up and I suppose for some reason they couldn't locate my new address and the post re-direction was a bit hit and miss.
Anyway my point is they found me at my new address not that I was hiding and presented me a bill of £718 for a now expired credit card with lots of charges added.
So I offered just under 50% as full and final settlement and they accepted so my advice is negotiate with your creditors if you have them, it is a willing debtors market!