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It's us that need the MOT's not the toys!

Just the one, I flipped the ratio of cars to garages from 3-1. Plenty of Lambrettas though 🙄

I have a large garage full of 'investments' I keep an eye on. Some evenings I just look at them . . . I use them for holidays. can't afford to retire though 😂

Yes . . . And no . . . 7 years. . . I think. . I'm sure there are lots of posh folk trust loop holes, but I'm not in that league!

It's all very relevant My Dad got pushed into redundancy/early retirement Nov 2003. Over 35 years at Seeboard/Anderson etc . . . . . dead Oct 2004. He never had the chance to recalibrate thanks to cancer. He was 55 I'm not much younger. . . . Have always lived and worked for a better...

You don't get people like that in my world of engineering. Thankfully. Just nerdy shit 🙄

Is that an industry type thing? I still keep in touch and have ex colleagues from over 25 years ago I consider friends, in fact we had a works lunch before xmas . . . Sturtevant shut down in January 1995 . . . It was a pensioners day out and I was the 'yoof' plenty of ex colleagues I wouldn't...

Oh yes, I completely get that, when Zef jr was little I suggested to Mrs Zef, if she wanted to be less skint we could move and have no mortgage . . . We knuckled down . . . 12 years later, the lights are brighter, and we're exactly where we want to be. the option to cash in and move is always...

Serious question . . . Why does where to live come into it? obvious answers I guess are you don't like where you are, or you could go somewhere cheaper? I'm some years off, but plan is and always was, ( nearly 20 years now) we're where we like and thats it . . .for everywhere else, there's...

It was an inocent error. I may have been careless but it wasn't deliberate. Funds have now been made available to settle the outstanding amount, my estate in the Maldives is also available for 1 month in August for the HMRC employee who spotted the 'typo' We learn from this and move forward.

I've been getting e mails and texts reminding me to do stuff or incur the wrath . . . . I've been PAYE for over 3 years now . . . . Mrs Zef looked into it. I owed them £1.20

I'm only 51 and have always been of the opinion I will only be able to aford to retire If I can afford to pay for it All myself. the greedy self serving scum that have run this country the last 40+ years have seen to that good and proper.

Enjoy your youth! I just hope I live long enough to be able to retire and enjoy it, more than a few weeks would be a good Start, not had that since I was at school

Retirement is but a dream for most of us. Decent pensions closed 20+ years ago now I'll be dead before I can afford to retire. My son will inherit £1m of house and a shit load of old cars, guitars & scooters to deal with :lolol: