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Having spent the last 3 months looking at iht, CGT and chargeable gains calculations for the fintech I work for, I can safely say if you don't have a lot of time to invest in understanding all the rules then a decent 'financial planner' who can do cash flow modelling (not just any old ifa) is a...

I have had an old Barbeskew II for years that is still going strong, shame they don't make them any more but very glad spares are still available, can't beat a bit of hands free barbecueing while drinking beer!

I'm 41 and use Strava and Garmin most of all Outside of those I use MapRun for orienteering events hosted by my club and Spond for communicating with members of my running club. I have also used the following occasionally: Zwift, MyWhoosh and Fiit For more generic social media I have had a bit...

You can't pay your CEO £221M a year without screwing a few customers!

Fro NS&I website: "Choose this option and we'll automatically reinvest the prize money for you. As a bonus, your new Bonds will be eligible to win prizes from the very next draw."

Can't give any advice other than don't tie up money you are going to potentially need in the short term and avoid the CFD bit of trading 212, it's basically gambling and is how they can afford to have such low fees

I guess tax free returns might be a positive for someone who wants a secure cash investment, has maxed out all other tax free options like ISAs and pensions and is a higher rate taxpayer, but personally even then I think I would rather pay tax on a return of 7% than no tax on a return of at best...

Yes, although I'd hope you'd have more than £100k after some sort of return on the initial investment!

I tried to keep it fairly simple to illustrate the point of how poor premium bond returns are over long periods of time. I'm not advocating everyone throw every spare penny they have into investments but i think premium bonds and cash savings accounts are a poor choice for any long term...

Reading this thread is scary, have you all maxed out your investment ISAs?! This chart shows the investment returns of a variety of indices, adjusted by CPI, for a £10k investment over a 10 year period. As you can see, £10k held in an average 90 day notice account for the last 10 years would...

Watching Dopesick at the moment which is very good

Started early with a couple of pints at lunch in the Lyric in Soho followed by a couple of swift halves in the Waterloo Tap on the way home, think I'm becoming a lightweight as I might be done for this Fridat!

It's these https://www.scootergeeks.co.uk/blogs/news/what-is-an-electric-unicycle

Just cashed my £5k of bonds this morning after no returns again. Partially due to watching this video but also because I'm currently getting 5.08% on my cash ISA and over 10% on my Shares ISA

Are spectators allowed to this, it's just up the road from me

In case anyone is interested, there are only a couple of days left on Siren's latest crowdfunding effort. https://www.crowdfunder.co.uk/p/siren-tap-yard-reading-centre?utm_source=Siren+Craft+Brew+Site&utm_medium=banner&utm_campaign=Announcement+Bar+-+Crowdfunding+now+live You can get 150% of...

Funnily enough the best pub in Kingston is 'The Albion', bit of a walk from the centre but worth it. Failing that, the Ram isn't terrible.

Some breweries maybe, but a lot of decent small independent breweries would rather not cheapen their brand by doing so or cannot supply that kind of quantity, these are the kind of breweries I would prefer to give my custom to

Looks good, assuming it's not available in the UK though 😞

If using the bus, look here for ideas https://tfl.gov.uk/travel-information/visiting-london/experience-london/bus-leisure-routes#on-this-page-4