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I am no means a expert but i do think we will see mortgage rates of about 3%-4% in about 12 months time and i think that these will be the norm again. I think the days of low mortgage rates are gone.

Fair play mate. Yes i am still very lucky to "own" an above average priced house... although with a massive mortgage and as you say i have choices. I could sell up and buy a house outright in somewhere up north or even have a smaller mortgage in some places in Sussex. Many don't have these...

Put it this way i am purely getting what i want out of this job now. My manager is a prick. Another stressful thing in life that i have to suck up because i am mortgages to the hilt.

You forgot divisive and hateful.

@Uncle C i don't know where the resentment comes from? Please tell me what you would have done out of the 3 options below: Rent: Rents are almost always considerably more expensive a month than getting an actual mortgage. Buy: The average house in the South East is over £450k (Fact: google it)...

Enjoyed watching and doing sport, but spent most my time with mates playing goldeneye in my bedroom. Didn't really like going out. Didn't have a clue about what i wanted to do in life and was a bit of a lazy git. Didn't want to start work and 25 years on can't wait to finish work.... at least i...

looking at the results they have compared wadhurst (never heard of it) and Liverpool (which is also on the list). These lists are just click bait to see if where they live is on the list. Easy crap article to write. Although i am sure Wadhurst is delightful.

Exactly this.. .my step mum saying well we had 18% interest rates in the 80s... it's not comparable. It is just counting... The average house is about 250k the ave salary 25k. Do the math. No one wants a mortgage for several 100k but unfortunately if that is the only way you will get on the...

couldn't have written it better if i tried.

My little boy was born in Sep 2020 and i wasn't allowed to any of the scans or the birth. The lady doing the scan wrote the sex on a peice of paper for me and my misses to open at home. My step grandad also died in a nursing home from covid and the funeral was meant to be streamed in May 2020...

Fantastic mate, sounds positive. I know of a couple of people who have done these experimental trials and they have been life changing. All the best

i missed a trick here... should have got it to write a mothers day poem.

I am so sorry to hear the awful awful news @Rugrat i hope and pray that some miracle happens or the Drs got it wrong and you are on this mortal coil for many years to come. I hate reading but i shall definitely be ordering a copy of this book... and reading it. All the best mate x

1938… dopey

Haha was a bit behind on the recording doh

Home to sheff Utd pleeeeaaassseee

Grimsby 28-1 to win or 14-1 to qualify on Bet365... could be worth a sizeable bet to make an unexpected loss worthwhile? Not often you get to play such a big game that we want to win so much against a team with odds like that.

Spurs' records in the last 3 decades is f ing appalling. To always be classed as top 4 but have nothing to show for it except a nice stadium and a cheese room. Conte is absolutely right... tottenham is a mess and lack passion. He may have ended his managerial career at spurs but i am glad he...

Someone woke up on the wrong side of the bed today...

Love that...