What do you actually use child benefit for ?

[Leekbrookgull]

Following on from child benefit changes we as a family (two teenage lads) have used our child benefit for insurance policy investments for our children that mature on the ceasing of payment,for the record 'incomings' would be in the region of £38-42K for our household. We can't be the only ones that use child benefit this way ?

 

[Beach Hut]

Just add it to the monthly money so technically it could be for anything - mortgage, food, clothes, drink, house insurance, Sky, Broad Band, mobile phone - goes on and on really.

 

[Leekbrookgull]

Ahh,so Beach Hut it goes into 'The Beach Hut' household budget ? You see that is amazing because everytime i hear someone like Harriet Harman defending C/Benefit it is always on the grounds 'well we know the mother spends it on the child' really,thats a new one on me.

 

[Stat Brother]

Ahh,so Beach Hut it goes into 'The Beach Hut' household budget ? You see that is amazing because everytime i hear someone like Harriet Harman defending C/Benefit it is always on the grounds 'well we know the mother spends it on the child' really,thats a new one on me.

It goes to Wifey and she spend more directly on the kids than I do, so in our house, we agree with Harman.

















I struggled to physical type that.

 

[El Presidente]

Hookers and sniff

 

[Beach Hut]

Ahh,so Beach Hut it goes into 'The Beach Hut' household budget ? You see that is amazing because everytime i hear someone like Harriet Harman defending C/Benefit it is always on the grounds 'well we know the mother spends it on the child' really,thats a new one on me.

Of which a certain % is used on the kids so what is the problem.

Just because we don't specifically allocate it direct to them makes no difference.

 

[withdeanwombat]

Hookers and sniff

.........and the rest you waste ?

 

[hans kraay fan club]

Just add it to the monthly money so technically it could be for anything - mortgage, food, clothes, drink, house insurance, Sky, Broad Band, mobile phone - goes on and on really.

Ahh,so Beach Hut it goes into 'The Beach Hut' household budget ? You see that is amazing because everytime i hear someone like Harriet Harman defending C/Benefit it is always on the grounds 'well we know the mother spends it on the child' really,thats a new one on me.

That's a rubbish point though, really LBG. The money IS still spent on those things, just not kept separately in a little pot, marked 'Kids dosh'.

I could not say, that those specific pound notes were spent on my two kids, but I can tell you for a fact, that we spend more on clothes, books, schooling etc, than the CB money every month.

I will probably lose it in 2013 under the proposals announced today, as the sole full-time earner, whereas other households with a combined income of £30k more will keep it.

We all do have to share the pain of these cuts, so I'll not be wining about losing it, but the way they've chosen to do it is properly stupid.

 

[British Bulldog]

Our's used to go in a seperate account along with the child tax credit and then split 50/50 between the boys to spend on clothes, trainers etc. They used to love it because they knew if they did'nt spend any for a while it would build up into a nice amount to go out for a decent day's clothes shopping.

 

[Beach Hut]

That's a rubbish point though, really LBG. The money IS still spent on those things, just not kept separately in a little pot, marked 'Kids dosh'.

I could not say, that those specific pound notes were spent on my two kids, but I can tell you for a fact, that we spend more on clothes, books, schooling etc, than the CB money every month.

I will probably lose it in 2013 under the proposals announced today, as the sole full-time earner, whereas other households with a combined income of £30k more will keep it.

We all do have to share the pain of these cuts, so I'll not be wining about losing it, but the way they've chosen to do it is properly stupid.

Exactly we also allocate £25 a week transferred to the eldest as he does not get EMA due to what we earn.

Pointless argument and we owe them I think as been overpaid when eldest should have got less.

 

[ROSM]

Ahh,so Beach Hut it goes into 'The Beach Hut' household budget ? You see that is amazing because everytime i hear someone like Harriet Harman defending C/Benefit it is always on the grounds 'well we know the mother spends it on the child' really,thats a new one on me.

The money is put into a separate bank account in our house which my wife looks after. She then uses it for passes to entertainment that is specifically for the kids, days out with them (so their food entrance etc) and then clothes and shoes. Very rarely does it just get transferred into our overall househld budget.

So in this instance Harriet Harman seems to have it correct in our circumstances.

 

[Beach Hut]

The money is put into a separate bank account in our house which my wife looks after. She then uses it for passes to entertainment that is specifically for the kids, days out with them (so their food entrance etc) and then clothes and shoes. Very rarely does it just get transferred into our overall househld budget.

So in this instance Harriet Harman seems to have it correct in our circumstances.

Thank god I don't conform to what that stupid woman wants. All money earned - wife and my wages plus child allowance lopped together each month and budgeted accordingly, specifically with away games first

 

[Martinf]

I spend ours on single malt.

 

[Moshe Gariani]

no real idea as it is paid into the blackhole that is the wife's bank account - but I'd have a guess it goes mostly on pedicures and Pinot Grigio...

 

[Leekbrookgull]

Han,s. Surely if we can just get by and not use it,but put it into trust for them to use at a later date,such as driving lessons,school/college books etc,am i going wrong ?

 

[Art Vs Science]

iTunes and Special Brew

 

[ryeseagull]

I give it to my three-and-a-half year old.


Then I send her down the shops to buy somr White Lightning, Bennies, and a copy of Over 40s Readers' Wives.

 

[seagullsovergrimsby]

I served a customer today who was livid that she would now have to fork out of her own pocket for her daughters piano lessons.

 

[Art Vs Science]

I served a customer today who was livid that she would now have to fork out of her own pocket for her daughters piano lessons.

Some people

 

[Normal Rob]

it is verl likely that by 2013 I will be earning circa 45k. my wife earns less than 6k in a part time role and looks after our 2 girls. it stinks that we would have to lose our CB yet a couple bringing in 80k between the could keep it.