The Under 30's generation.

[Chicken Run]

Since it has a material, ongoing affect on the economy it's relevant to any discussion to money and living standards. It didn't just finish when the polls closed in 2016. Everyone needs to live with the consequences, good and bad.

Perhaps you object because you're regretting your choice?

Perhaps you have a very weird obsession of following me round the board ready to pounce with an infraction at a moment’s notice, go and play with your “puppy”.


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[WATFORD zero]

Yet after benefiting from just about every break going they were allowed to vote us out of The EU as some ironic **** you goodbye. I said at the time that anyone who was no longer working and drawing a pension should not have been allowed a Brexit vote because it would not affect them. Of course that was never going to happen because if you took the nostalgic flag waving bullshit brigade out of the vote it would never pass and the ***** knew that.

You also need to bear in mind that the turnout was far lower amongst the young. If there is anything good to come out of the last few years, you would hope that having seen Brexit and Johnson, not so many young people will waste their vote in the future. Sadly I'm not convinced.

I do think that it is harder for kids now with the pressures of modern living, the housing crisis, the cost of living crisis, the energy crisis, the environmental crisis, the inability to move freely around Europe, the current political leadership, etc etc all of which means that it's only going to get worse in the next decade.

From a single parent family (archetypal 'latch key' kids) in a council flat, I left school at 15 with some GCE's, and no possibility of staying to do 'A' Levels as another wage was needed. I worked hard and constantly and bought my first property at about 25. Continued to work hard, moved properties a few times, paid off my mortgage in my early 40's and retired at 50. There is very very little possibility of a kid from that background doing that now.

Both my kids, who are far better qualified (and brighter as they keep pointing out ) than me and have got far better careers at a similar age but can't afford to buy (in London and Brighton) and will need me to buy a significant part of their first properties when they decide.

I don't think [MENTION=17322]Lenny Rider[/MENTION] could be more wrong with his first post, but it hardly justifies the abuse of the earlier poster

 

[WATFORD zero]

I see a lot to talk about creating safe spaces at work. I read a lot about how much harder it is for the younger generations. How we must help them through exams, find them a workplace with gender neutral toilets, provide opportunities to talk, tell them that they deserve a place at University even if they haven’t done the work. But you know who I see just getting on in life, buying property and enjoying life? All the young lads going into trades, getting on with it and not thinking about it all too much.

Now, let me qualify that; if one wishes to have a creative career in the arts or wishes to prioritise travel and just work their way around the word etc or just wants to drift a bit? I am 100% behind that. Tried it myself. But don’t complain when you then can’t afford the big house, the cars and the holiday.

Having said that, it was just plain cheaper to buy houses 40/50years ago. And that’s factoring in the economy and inflation.

I knew the risk I was taking and I had a great time doing it but didn’t come out with much. Playing catch up now to a degree. I don’t regret it and don’t complain about it.
I got offered an apprenticeship at an engineering company on leaving college, turned it down to train in a creative industry. It worked out okay-ish but I’d be a lot better off if I’d done that apprenticeship.

It’s the pay off. I had a blast. But came away without much. But whatever one does, one simply must graft.

Taking responsibility for the outcome of your own actions ? I like it, but it will never take off

 

[beorhthelm]

There isn’t a numerical housing shortage, the problem is people being allowed to make a career out of buy to let. It shouldn’t be an option.
My opinion is that every person should be allowed to own one buy to let property taxed at the current rate, any additional properties I’d tax them at 90%
It won’t happen because the housing market would crash, it’s too late.

so where does the stock of rental properties come from then? rely only on large business (oddly, never really gone into the market in UK), housing association and local authorities?

there is a shortage of housing. people will argue there are so many unused, ignoring they are typically in places no one wants to live. for comparison, France has similar population, with housing stock of ~37m to our ~24.6m. their average house price is ~£135k to our £268k. we wont build enough because every development take years to get permission, platoons of middle aged and retired boomers objected to everything. then complain the children can afford anywhere locally.

 

[Pretty pink fairy]

Speaking as a parent of 29 and 26 year olds, I think this demographic are in for a tough few months/years.

Since 2008, when the oldest were 16, there's not really been that much financial hardship, for the majority disposal income (or cheap credit facilities) has never really been an issue, but now post Covid, mortgage payments will rise perhaps 3 or 4 times in the next 18 months, energy prices will be going up along with vehicle fuel, as well as food.

Harold Macmillan famously once said "You've never had it so good", I'm sure there are notable exceptions in the NSC/Albion community, but have most youngsters under 30 had a pretty easy ride so far?

Yes


Regards
DF

 

[Pretty pink fairy]

Perhaps you have a very weird obsession of following me round the board ready to pounce with an infraction at a moment’s notice, go and play with your “puppy”.


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Regards
DF

 

[Weststander]

I see a lot to talk about creating safe spaces at work. I read a lot about how much harder it is for the younger generations. How we must help them through exams, find them a workplace with gender neutral toilets, provide opportunities to talk, tell them that they deserve a place at University even if they haven’t done the work. But you know who I see just getting on in life, buying property and enjoying life? All the young lads going into trades, getting on with it and not thinking about it all too much.

Now, let me qualify that; if one wishes to have a creative career in the arts or wishes to prioritise travel and just work their way around the word etc or just wants to drift a bit? I am 100% behind that. Tried it myself. But don’t complain when you then can’t afford the big house, the cars and the holiday.

Having said that, it was just plain cheaper to buy houses 40/50years ago. And that’s factoring in the economy and inflation.

I knew the risk I was taking and I had a great time doing it but didn’t come out with much. Playing catch up now to a degree. I don’t regret it and don’t complain about it.
I got offered an apprenticeship at an engineering company on leaving college, turned it down to train in a creative industry. It worked out okay-ish but I’d be a lot better off if I’d done that apprenticeship.

It’s the pay off. I had a blast. But came away without much. But whatever one does, one simply must graft.

Germany, yet again, have this nailed.

A far lower percentage of 18 to 22’s take purely academic degrees, a far greater percentage take highly skilled apprenticeships in real world trades including tertiary level education to dovetail the trade learning.

Low and behold, they produce high quality ‘things’ and dominate all their neighbours in trade.

 

[The Clamp]

Taking responsibility for the outcome of your own actions ? I like it, but it will never take off

Shhhh, we might just sneak it in under the radar…

 

[The Clamp]

Germany, yet again, have this nailed.

A far lower percentage of 18 to 22’s take purely academic degrees, a far greater percentage take highly skilled apprenticeships in real world trades including tertiary level education to dovetail the trade learning.

Low and behold, they produce high quality ‘things’ and dominate all their neighbours in trade.

Hard to argue with their results.

 

[wellquickwoody]

I see a lot to talk about creating safe spaces at work. I read a lot about how much harder it is for the younger generations. How we must help them through exams, find them a workplace with gender neutral toilets, provide opportunities to talk, tell them that they deserve a place at University even if they haven’t done the work. But you know who I see just getting on in life, buying property and enjoying life? All the young lads going into trades, getting on with it and not thinking about it all too much.

Now, let me qualify that; if one wishes to have a creative career in the arts or wishes to prioritise travel and just work their way around the word etc or just wants to drift a bit? I am 100% behind that. Tried it myself. But don’t complain when you then can’t afford the big house, the cars and the holiday.

Having said that, it was just plain cheaper to buy houses 40/50years ago. And that’s factoring in the economy and inflation.

I knew the risk I was taking and I had a great time doing it but didn’t come out with much. Playing catch up now to a degree. I don’t regret it and don’t complain about it.
I got offered an apprenticeship at an engineering company on leaving college, turned it down to train in a creative industry. It worked out okay-ish but I’d be a lot better off if I’d done that apprenticeship.

It’s the pay off. I had a blast. But came away without much. But whatever one does, one simply must graft.

Possibly your best post ever.

 

[Baldseagull]

I remember 15 years ago on the outskirts of Macclesfield where I had a connection some bloke was buying propery after property and letting them out, realizing that the rental income more than covered the mortgages. Once you crossed over a certain income threshold then it was basically free money if you kept on your toes.

A couple I know, who have no pension, have been buying and letting for years (no more than 3 properties on the go at any one time). Certainly for a while this was being done in a way that the tax 'implications' were being 'bypassed' (which is pretty easy to do if you are brazen).

Personally, being a bit weird perhaps, I find buying to let to be fundamentally immoral in the UK. It is a different arrangement on Germany (or was) where renting is so much more the norm.

Thatcher brainwashed us all into thinking that if we didn't own our own home we weren't 'real men'. The effect was seen on NSC not so long ago with someone close to dispair over the issue of home ownership. So sad.

She also made tenancies less secure and more susceptible to market forces. Some benefits to it all though, housing is generally higher quality than it was, as landlords compete for the best tenants to a degree.

 

[WATFORD zero]

Taking responsibility for the outcome of your own actions ? I like it, but it will never take off

Shhhh, we might just sneak it in under the radar…

You would like to think so but having undertaken extensive research in this area, it seems that people will either take responsibility for their actions or continually blame each failure on Refugees/NSC Mods/EU/Youngsters/France/BBC/Corbyn etc despite all evidence to the contrary.

I'm starting to think it may be genetic

 

[Pretty pink fairy]

You would like to think so but having undertaken extensive research in this area, it seems that people will either take responsibility for their actions or continually blame each failure on Refugees/NSC Mods/EU/Youngsters/France/BBC/Corbyn etc despite all evidence to the contrary.

I'm starting to think it may be genetic

'extensive research'...tell me more ?


Regards
DF

 

[Sorrel]

My ones at university have missed out on a lot due to the pandemic. One of mine went to their first ever lecture in person last week and was surprised at how different it was from online.

And the social experiences are even worse for them IMO - they've been conditioned to sit in their rooms and not interact with others. They were already a bit like that as teenagers, but once you're hitting the 20s it's time to get out and meet others and far fewer people have been able to do that over the past couple of years...

(And I tried to persuade them to go down the apprenticeship route, with mixed results)

 

[Guinness Boy]

Perhaps you have a very weird obsession of following me round the board ready to pounce with an infraction at a moment’s notice, go and play with your “puppy”.


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Perhaps you should try sticking to the subject? I'm not sure what a complaint about Brexit coming up or this weird tantrum have to do with the under 30s financial position and the cost of housing

 

[Harry Wilson's tackle]

She also made tenancies less secure and more susceptible to market forces. Some benefits to it all though, housing is generally higher quality than it was, as landlords compete for the best tenants to a degree.

I think that better quality housing is just natural modernization, energy efficiency, onwards and upwards etc. If Thatcher's builder pals though they could chuck up drafty thin-walled houses they would have.

Personally I could never live in a 'typical' house built in the last 20 years because the gardens are so small and everyone is on top of one another.

 

[Harry Wilson's tackle]

If the labour market wasn't flooded with women and people seeking a better life wages would be higher and more people could afford a home, and there would be more homes available, Maybe?

Are you scouting for boys?

 

[The Clamp]

It doesn’t matter what generation you’re born into. That is largely irrelevant. It matters how much money you can earn and how much money your parents have.
It was ever thus.

 

[Icy Gull]

I think that better quality housing is just natural modernization, energy efficiency, onwards and upwards etc. If Thatcher's builder pals though they could chuck up drafty thin-walled houses they would have.

Personally I could never live in a 'typical' house built in the last 20 years because the gardens are so small and everyone is on top of one another.

You are an old codger, young people, in my experience, prefer a new house that nobody has lived in before

Me? Give me an old house with character not a snagging list that never gets sorted on a new quick build

Yeah, I’m an even older codger

 

[Eeyore]

If the labour market wasn't flooded with women and people seeking a better life wages would be higher and more people could afford a home, and there would be more homes available, Maybe?

Who is your favourite current Albion player ? Mine's Eric Gill....