Poxy Tax office

[swindonseagull]

2 years ago I was overpaid Tax of £300, they knew about it because I told them I was not expecting a rebate.

Now 2 years later they are asking...no demanding payment in 3 days..I have tried explaining that it took them 2 years to ask for it back but they are having none of it..

I have the cash but I am against paying it back in one go as its taken them since 2009-10 to remember to ask for it.

I then said I cant pay all in one go this week so I said I will pay them over 3 equal monthly payments.....they were not happy.....and before they could authorise this I had to reveal ALL my expenditure, and income to a debt collection agency, I am not going to do that.

The questions were as follows.

1, Can you ask your bank for loan/overdraft?
2. Do you have a Credit card?
3, Does anyone owe you money?
4, do you have any luxuries you can sell or give up?

FFS I owe 300 quid .....Im not PFC..

Where do these agencies/people come from..

Any others got any experiences of the tax man?

 

[wehatepalace]

Any others got any experiences of the tax man?

Yeah I received a letter from them yesterday funnily enough.
With a cheque for £450 as I overpaid tax last year.

 

[desprateseagull]

wouldnt they just amnd your tax code, to take from future earnings? i had £500 or so wiped from a previous supposedly 'tax free' redundancy payout..

 

[Tricky Dicky]

wouldnt they just amnd your tax code, to take from future earnings? i had £500 or so wiped from a previous supposedly 'tax free' redundancy payout..

Generally that's what happens to me. Maybe it the countries' last £300 we have left and Georgeous George needs it to pay the bills.

 

[porkdog]

Are you self employed or paid by your employer?

if your employer pays you, they should be able to deduct it from your wages on a weekly / monthly basis as i know mine does. seems a bit unfair that an employer can take and make monthly instalments but a self employed person cant.

 

[swindonseagull]

Are you self employed or paid by your employer?

if your employer pays you, they should be able to deduct it from your wages on a weekly / monthly basis as i know mine does. seems a bit unfair that an employer can take and make monthly instalments but a self employed person cant.

I am employed, but what I find unfair is THEY over paid me on a tax return 09-10 so that was 2 years ago, it has taken them 2 years + to acknowledge the overpayment after I told them when I received an unexpected cheque..

Im not asking for 2 years to pay it back, I just think its a principle that it has taken so long to correct THEIR mistake i should have the option to pay it back in reasonable amounts ( 3 lump sums) problem of course is if I dont pay they will add fines/charges for late payment and eventually court action..

oh and the 3% per annum interest charge!!!

 

[swindonseagull]

Yeah I received a letter from them yesterday funnily enough.
With a cheque for £450 as I overpaid tax last year.

thats what I thought 2 years ago..

 

[Aadam]

Awaiting a cheque in the post for overpaid tax this year. I know when they want something from you they're quick to demand it. When you want something from them, be prepared to wait.

 

[One Love]

Methinks the Olympics have made us skint. That's what happened to Greece and look at them now.

 

[Thunder Bolt]

Methinks the Olympics have made us skint. That's what happened to Greece and look at them now.

It was in the press yesterday that visitors to London during the Olympics have spent £460bn in two weeks.

 

[One Love]

It was in the press yesterday that visitors to London during the Olympics have spent £460bn in two weeks.

So presumably they are delaying all repayments and chasing debts until the revenue comes in?

 

[GOM]

Awaiting a cheque in the post for overpaid tax this year. I know when they want something from you they're quick to demand it. When you want something from them, be prepared to wait.

HMRC pay tax overpayments very promptly as soon as they are aware of it.
They do not demand underpayments be paid immediately for amounts as paltry as 250 quid. Your tax code would be adjusted down in the following year by 125 ( that is 1250 quid at 20 percent tax = 250 quid owed e.g. 810L to 685L) and the tax collected over a year.
I suspect more to this story than is being revealed

 

[swindonseagull]

HMRC pay tax overpayments very promptly as soon as they are aware of it.
They do not demand underpayments be paid immediately for amounts as paltry as 250 quid. Your tax code would be adjusted down in the following year by 125 ( that is 1250 quid at 20 percent tax = 250 quid owed e.g. 810L to 685L) and the tax collected over a year.
I suspect more to this story than is being revealed

It was not an underpayment.....I was given a rebate 2 years ago...PLEASE READ AND UNDERSTAND THE ENTIRE THREAD BEFORE COMMENTING.

The Tax office even discussed I was on the correct Tax code at no time did they offer to change it for repayment.

 

[Freddie Goodwin.]

Is this HMRC or an agency chasing you?

HMRC has many old and 'small' debts which they have farmed out to agencies to collect and these collectors will send you letters to scare the bejesus out of you. Their hope is that'll be easy money if people pay after a nasty letter of heavy phonecall.

Contact HMRC, (if you can get through) & pretty sure your reasonable offer would beaccepted, although recovery via tax code would be better all round.

You may have noticed that HMRC are going to spend some £30m on recruting new staff for their call centres. Phones may well be answered quicker but will these new people have a clue about what they are talking about? Strange way to go having binned thousands of experinced staff over the last few years.

 

[GoldWithFalmer]

Tell them you are from Pompey?

 

[swindonseagull]

Is this HMRC or an agency chasing you?

HMRC has many old and 'small' debts which they have farmed out to agencies to collect and these collectors will send you letters to scare the bejesus out of you. Their hope is that'll be easy money if people pay after a nasty letter of heavy phonecall.

Contact HMRC, (if you can get through) & pretty sure your reasonable offer would beaccepted, although recovery via tax code would be better all round.

You may have noticed that HMRC are going to spend some £30m on recruting new staff for their call centres. Phones may well be answered quicker but will these new people have a clue about what they are talking about? Strange way to go having binned thousands of experinced staff over the last few years.

I have talked to HMRC a few times, depending on who answers the phone depends on what type of reply you get,

when it comes to paying the money (if you want to pay in instalments) the phone line is for a debt collection agency....

I have only had the demand in my possession 5 days!!

If you call the number for 'unable to pay' then that is diverted straight to a debt collection agency regardless of how much you owe. ( and they are the most arrogant people I have dealt with)

 

[cloud]

I had a similar demand this week, though it was for a tax credits repayment. When I rang them up they said that I could make an appeal, which meant the whole thing gets frozen for a while, plus you have a right to ask them how they calculated it (which you don't normally get access to).

Since the tax credits are also run by HMRC, maybe you could try a similar approach. Get it appealed, ask them to send their calculations and then get it checked over. Since you have clearly acted 'in good faith' it seems odd that they should be so heavy-handed.

 

[El Sid]

From experience I would advise, if you have the money, just pay up and get it over with.

I know it irks - but in the long run it will save you a lot of grief.

I tried getting arsey with them and I ended up getting annual tax returns to complete even though I was PAYE with no other sources of income . It took a few years to get them off my back.

 

[GOM]

It was not an underpayment.....I was given a rebate 2 years ago...PLEASE READ AND UNDERSTAND THE ENTIRE THREAD BEFORE COMMENTING.

Hardly takes a lot of understanding, you owe money, full stop

Please try to understand the answer

Oh and getting on your high horse will not win many favours from HMRC either

 

[Westdene Seagull]

I have talked to HMRC a few times, depending on who answers the phone depends on what type of reply you get,

when it comes to paying the money (if you want to pay in instalments) the phone line is for a debt collection agency....

I have only had the demand in my possession 5 days!!

If you call the number for 'unable to pay' then that is diverted straight to a debt collection agency regardless of how much you owe. ( and they are the most arrogant people I have dealt with)

Thankfully debt collection agencies have no more powers than you or I. They can ask for the money ( and often in an aggressive way ) but if they can't get it then they have to hand it back to the debt owner ( unless they have actually brought the debt and I would hope HMRC would never sell debts ). Write them with a full and final offer of £100 plus the interest divided by 3 per month over three months. Tell them that if this offer is unacceptable to pass the debt back to their client. You should then be able to come to an agreement with HMRC. You need to get the debt back to HMRC to stop the bullying tactics.