You'd think this would be the first thing someone would do, as oppsoed to asking the sort of people, myself included, who frequent this site. Aren't people odd?!
Take all that worry away. For a small admin fee of £600 plus the balance owing, I can sort it out for you (if £600 is too much, you can set up a handy monthly direct debit) and your BHA direct debit issues will be over!
I'm sometimes rather nervous of doing things and want to be prodded agreeably in the right direction so that a fool of myself i fail to make by simply being adventurous and querying. You want to know, i think, whether you're about to do something ridiculous or idiotic and to know that others have done it already and everything went to plan.