I have 3, I would like more but couldn’t afford Them so end of discussion!!
Multiple Births
Death of parent(s)
Loss of job
I don't necessarily disagree but some people need help through no fault of their own. We're not clairvoyant.
you could do both, at vast cost, or the former at a sensible cost. we try to do the latter on the cheap, and that just isn't going to work .
Don't have any of the horrible brats. Spend all your money on whisky and beer.
My daughter is 10 months old and is currently at a mix of nursery and grandparents to allow my wife to go back to work, it is affordable but only just about makes sense. We are fortunate to have help from grandparents, without that I don't think my wife would have been able to return to work until our daughter is 3. Why not just provide 30 hours free a week from say 1 years old, what is so special about waiting 3 years?