Or you could say that Wilkins has done his best to put a good side together BUT:
one loan player (Richards) thinks he can go straight back to a Championship club in January, so we'd never have been able to keep him anyway;
Savage has (not for the first time in his career) become deluded about what he is worth and the club have refused to be held to ransom
The other loan player - who we couldn't sign permanently because of his contract demands - has decided to use 'the club is falling apart' to try and put himself in the shop window.
Of course the board are reluctant to 'sort players contracts out' if that means paying them what they ask, even if it's over the odds. Compared to most clubs in league 1 we have less income and more expenses and I don't want to see the Albion in administration - do you?
As for O'Callaghan as a player - yes he is a good passer and in many ways has been good for us, but you can guarantee that every game he will make some pretty appalling mistakes as well, usually creating a gilt-edged chance for the opposition at least once. But as his name isn't Fraser he doesn't get any stick for it.
This sensible posting has NO place on a thread intended for hystical and ill-informed speculation. Stop it, NOW!