Are you owed money?

[¸.·´¯`·.¸><((((º>]

Interested to know, has anyone tried this (and had any result) with Lloyds TSB ?

 

[Kylies Stunt Arse]

Not with Lloyds TSB but with Barclays, and they gave me just over half of what I'd paid back. I considered that a result as I've only beein credit for about 6 days in those 5 years, and that does sort of equate to the max amount they would now be allowed to charge you

 

[¸.·´¯`·.¸><((((º>]

I've only beein credit for about 6 days in those 5 years,

I know the feeling well. Whilst looking through my last 6 years bank statements tonight I didn't know whether to laugh or cry.
Going on the 50% pay back theory I reckon i'll be owed 500 quid. Which is nice.

 

[¤DãŃn¥ §êãGüLL¤]

Going back onto this subject....


According to the statement I've just received, my building society Abbey are soon to be charging me £60 for going over my authorised overdraft - two charges of £30 each for making payments when I was over the overdraft limit, my own fault you might say but one of which was a debit card payment for something I brought on the internet and took 4 days to clear(when I ordered it I was in credit and didn't realise how long it takes to actually make the payment!) and the other again, I just wasn't aware I was so overdrawn and paid for something costing £2.98!

If I write in complaining have I got a snowball's chance in hell of getting the money back?

 

[Wilka]

How many people who have done this have had their bank accounts closed down as a result?

 

[Zesh Rehman]

im owe someone a fiver

 

[PILTDOWN MAN]

vat man owes me some £4000

 

[Kylies Stunt Arse]

Going back onto this subject....


According to the statement I've just received, my building society Abbey are soon to be charging me £60 for going over my authorised overdraft - two charges of £30 each for making payments when I was over the overdraft limit, my own fault you might say but one of which was a debit card payment for something I brought on the internet and took 4 days to clear(when I ordered it I was in credit and didn't realise how long it takes to actually make the payment!) and the other again, I just wasn't aware I was so overdrawn and paid for something costing £2.98!

If I write in complaining have I got a snowball's chance in hell of getting the money back?

Write to them, or even phone them and talk to them about it. You will probably get something back.

 

[Kylies Stunt Arse]

How many people who have done this have had their bank accounts closed down as a result?

I've done it and have had a "goodwill" payment in return. I believe that because of that they're not in a position to close my account. Having said that as the account is still overdrawn, albeit within the agreed limit I don't think they can close it just yet. As soon as I'm in a position to clear the overdraft completely I will be closing the account and moving my business elsewhere anyway.