[Finance] A Cashless Society.

[Paulie Gualtieri]

Apologies if someone else has mentioned this already but when was the last time a discount was available for cash? Outside of tax avoidance?

Not cash as such but the subcontracted carpet fitters we used a few years back wanted me to make the BACS payment to a butchers in Eastbourne for some reason?

Can only assume she took the bone in the divorce?

 

[Springal]

If the world was cash less, I just wonder how you would ;
Leave money under a brick for the window cleaner?
Drop 50p in a collection bucket ( ok I am a chepskate)
Buy something for under a £1 ?
Give children pocket money?
Last time I tried buying a single soft drink on a debit card I was told that a minimum £5 charge limit applied.

I mean even churches now have QR codes and contactless readers as donation boxes….

 

[put_that_board_down]

Why not? If a guy selling half-and-half scarves at Brighton station can do it anyone can. All you need is a smart phone and a little plastic square card-tapper thing.

Maybe, but just don’t see it being practical for people selling their tat for 50p a pop?

 

[Herr Tubthumper]

Maybe, but just don’t see it being practical for people selling their tat for 50p a pop?

It doesn’t get more practical than touching a card on this for a second. Seller has to pay 1.69% which will be less than a penny,

 

[dsr-burnley]

It doesn’t get more practical than touching a card on this for a second. Seller has to pay 1.69% which will be less than a penny,
View attachment 164343

Small charities typically get free banking. Do the school fetes get free banking on these machines?

NatWest went down for a week a few years ago. What happens then if there is no cash? Do we have an absolute guarantee that nether the internet nor the banking system can ever fail?

My problem with all these cashless society ideas is that they are trying to replace a working system with one that works nearly as well. Why? Would we want to spend money on replacing our car with one that's only a bit less efficient? Would we pay extra to get a TV that's only a little smaller and the picture just a bit worse? Whether businesses choose to cut out cash or not, there is no valid reason IMO why cash ought to be cut out.

 

[Gwylan]

I mean even churches now have QR codes and contactless readers as donation boxes….

Maybe cathedrals do but I have never seen a church with a contactless reader.

I visited St Peter's in Preston Park last week on the 70th anniversary of my parents' wedding. It was good to remember them at the place where they got married and because I had a bit of cash on me, I could make a donation to the church. Those who don't carry cash will never be able to make such a gesture.

 

[Herr Tubthumper]

Small charities typically get free banking. Do the school fetes get free banking on these machines?

NatWest went down for a week a few years ago. What happens then if there is no cash? Do we have an absolute guarantee that nether the internet nor the banking system can ever fail?

My problem with all these cashless society ideas is that they are trying to replace a working system with one that works nearly as well. Why? Would we want to spend money on replacing our car with one that's only a bit less efficient? Would we pay extra to get a TV that's only a little smaller and the picture just a bit worse? Whether businesses choose to cut out cash or not, there is no valid reason IMO why cash ought to be cut out.

I personally think cashless works better than cash. It's way more convenient and my one card (or phone) works in cities all around the world.

As for your 'what if, what if, what if' questions.........please go and see what they do in Scandanavian countries.

 

[Springal]

Maybe cathedrals do but I have never seen a church with a contactless reader.

I visited St Peter's in Preston Park last week on the 70th anniversary of my parents' wedding. It was good to remember them at the place where they got married and because I had a bit of cash on me, I could make a donation to the church. Those who don't carry cash will never be able to make such a gesture.

You probably didn’t look hard enough, I went to a wedding in Worthing and a christening in Surrey last month and both had them

 

[dazzer6666]

Maybe cathedrals do but I have never seen a church with a contactless reader.

I visited St Peter's in Preston Park last week on the 70th anniversary of my parents' wedding. It was good to remember them at the place where they got married and because I had a bit of cash on me, I could make a donation to the church. Those who don't carry cash will never be able to make such a gesture.

Contactless | The Church of England

Contactless giving enables people to give to your church by tapping a contactless payment device with their debit or credit card.

www.churchofengland.org

 

[CHAPPERS]

The Big Issue chap on Kenny Gardens has got a contactless reader these days. He was a bit put out that they take a small cut but then I asked if he sold more copies and he said yes, so there you go.

 

[Tim Over Whelmed]

Too many fast food outlets and nail bars etc do cash only, in this digital age it'd be easier, and cheaper, to do transactions digitally, unless you weren't declaring income.

Big business needs to be held more to account for paying into the public purse but also the cash in hand element of society, we'd all pay less (you'd hope)

 

[The Clamp]

I always think places that insist on cash are proper Roger Dodger.

Even the pikiest bank holiday market stalls use card machines now.

 

[The Clamp]

Maybe cathedrals do but I have never seen a church with a contactless reader.

I visited St Peter's in Preston Park last week on the 70th anniversary of my parents' wedding. It was good to remember them at the place where they got married and because I had a bit of cash on me, I could make a donation to the church. Those who don't carry cash will never be able to make such a gesture.

Most do now, St Mary’s Shoreham and Lancing chapel both have them. As I say, anywhere that insists on cash is probably well bent

 

[Herr Tubthumper]

Contactless | The Church of England

Contactless giving enables people to give to your church by tapping a contactless payment device with their debit or credit card.

www.churchofengland.org

I do think a lot of the perceived issues with cashless is more a lack of awareness than anything else. I'd hate it if we're all held back because a bloke in Burnley has not figured out how to pay his mate for a chip sandwich.

 

[CheeseRolls]

Schools are often fund raising a pound for this and a pound for that. Cash collections require two people to count the money, followed by a trip to the bank to pay in the money. There are definite advantages to not handling cash, if they can find a simple way and persuade parents and older pupils to use it.

 

[The Clamp]

I do think a lot of the perceived issues with cashless is more a lack of awareness than anything else. I'd hate it if we're all held back because a bloke in Burnley has not figured out how to pay his mate for a chip sandwich.

Once the older generation die out, we’ll not see much resistance to a cashless society.

The odd conspiracy theorist or dodgy geezer aside, most will welcome it.

I certainly will. No more old idiots fumbling around for change for the bus for a start. If we can just teach them to get on the effing bus rather than saying “you first” “no you first, dear” “no come on, you were here first” “no, no, you first” so we can all get on with our bloody day, that would be helpful.

 

[Tom Hark Preston Park]

Once the older generation die out, we’ll not see much resistance to a cashless society.

The odd conspiracy theorist or dodgy geezer aside, most will welcome it.

I certainly will. No more old idiots fumbling around for change for the bus for a start. If we can just teach them to get on the effing bus rather than saying “you first” “no you first, dear” “no come on, you were here first” “no, no, you first” so we can all get on with our bloody day, that would be helpful.

Yeah, down with people just trying to be kind to each other and that sort of thing

 

[CheeseRolls]

Once the older generation die out, we’ll not see much resistance to a cashless society.

The odd conspiracy theorist or dodgy geezer aside, most will welcome it.

I certainly will. No more old idiots fumbling around for change for the bus for a start. If we can just teach them to get on the effing bus rather than saying “you first” “no you first, dear” “no come on, you were here first” “no, no, you first” so we can all get on with our bloody day, that would be helpful.

No Sorry

Step One get on the bus.
Step Two ask how much it costs.
Step Three Reach into handbag
Step four retrieve payment card pouch.
Step five remove payment card from pouch
Step six tap card (hurray)
Step 7 return payment card to tight fitting pouch.
Step 8 return pouch to handbag
Step 9 Continue ongoing conversation on mobile phone
Step 10 Move along alllowing The Clamp/others to pay.

 

[The Clamp]

Yeah, down with people just trying to be kind to each other and that sort of thing

It’s a massive waste of time on a bus that has dozens of empty seats.

 

[Tom Hark Preston Park]

No Sorry

Step One get on the bus.
Step Two ask how much it costs.
Step Three Reach into handbag
Step four retrieve payment card pouch.
Step five remove payment card from pouch
Step six tap card (hurray)
Step 7 return payment card to tight fitting pouch.
Step 8 return pouch to handbag
Step 9 Continue ongoing conversation on mobile phone
Step 10 Move along alllowing The Clamp/others to pay.

It’s a massive waste of time on a bus that has dozens of empty seats.

If you're on a bus in a town clogged with cars and roadworks, you're not going anywhere in a hurry anyway