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and there lies the whole point. It is not a one year loan. Looking at the examples shown in their illustration shows that different amounts over different times using the same fixed interest rate produce different APR's. The APR is very misleading in the context of a short term loan, they are...

Please see my original post on this thread, taken from the Wonga website Borrow £150 over 14 days Interest rate 292% pa (fixed) Total amount payable £166.80 Representative 1,509% APR So yes they do show it.

No it's not different, just a different price for a different product. The companies are the victims of those that do not fulfill their contractual obligations that they signed up to. I have never said reasonable , I merely pointed out the cost of the loan in monetary terms instead of being...

You have clearly not been reading above, the interest rate APR is totally misleading. The cost for borrowing £150 over 2 weeks on their website is £16.80, an interest rate of 11.2%

.and all that is relevant how? do you just want to reduce their profit or ban the product? Perhaps in the example on their front page if the cost for borrowing £150 for 2 weeks was only perhaps £12 instead of £16.80 would that be OK ? Call centres have to be paid for, websites have to be paid...

The majority of people who use these companies do so and repay on time. If they didn't the companies wouldn't exist. Let the nanny state take over and ban this service because a few abuse it. Back to the loan sharks.

Like I said, if you can't afford it don't buy it. Wonga and others make NO money from somebody who does not repay, they lose money, it is not in their interest, pardon the pun, to lend to someone who cannot or is not willing to repay. Some people seem to have this idea that everyone working for...

To put the counter argument, since so many on this thread seem really happy about a service company going bust and putting the staff/workers out of a job. The use of APR for a loan of a week is totally misleading. APR is used a comparator for loans to compare over longer periods, i.e per year...

I think I was at a different game to the one the pundits on MOTD reported

Anybody have any recommendations ?

I guess whatever you pay for Sky now would be the right price since that is what you are paying already just for football.

Yep, that explains the flask situation.

That would be a great shame if it ever happened like that. Away days are a fantastic part of supporting your team and cannot be reproduced.

So that's 2 of us.

https://www.mccormick.com/zatarains/recipes/salads-sides/caribbean-jerk-rice

Do you mean like all the British Indian restaurants that serve food that barely resembles food found in India?

Did you have a bad night ? That's quite aggressive for so early in the day.

If I can't take my own booze in why should anyone be allowed to take their own tea, coffee etc. in ?

none and none. Just hope for a performance to keep morale up

OP asked for intelligent telly, not sure if that qualifies