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    [Misc] Retirement

    Thi This is where a trust comes in useful. It allows you to ring fence a sum for a particular purpose or person. This overrides subsequent wills, which can be an issue. For example if you left everything to your child in a will but then you die and your widow remarries, this pretty much...
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    [Albion] Ferdi Kadioglu **Singed 27/08/24**

    Barco has to be in the team IMO.
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    [Albion] Facundo Buonanotte **On Loan To Leicester 10/08/24**

    Not my view. First, I don’t think Leicester will be a threat but if they are, they’re just as likely to be taking points off our rivals, surely? Second, I don’t think Buonanotte is such a significant player that he will make or break Leicester's season. He scored 3 or 4 last season. He’s no...
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    [Misc] Retirement

    Thanks All, some good YouTube leads to follow up there. I have an initial free consultation with an IFA next week but I’m wary. I don’t mind paying a few hundred quid for some help with strategy and how best to allocate investments but I’m not allowing anyone to actively manage my money, and no...
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    [Technology] Upgrading Mesh Network

    First of all, thanks again. This has at least allowed me to make progress. After downloading the app I was able to connect to the router and add the two extenders. They appear on the app but my devices still can’t see them. One of the TVs can see one of them but describes it as out of range even...
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    [Technology] Upgrading Mesh Network

    Brilliant, thank you so much. I’ll try this later, when back at home. I searched for this sort of info but couldn’t find it. Thanks again.
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    [Technology] Upgrading Mesh Network

    They belong to Lightning Fibre. They’re Zyxel. They were here when I moved in. The LF guy came round with a new router and checked the system. There were 2 extenders here from the previous owners. The LF guy explained what the extenders did, and recommended where to position them. It never...
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    [Help] Is this job ad legal or even moral ?

    I’d have thought that being an evangelical Christian would be a "nice to have" rather than a "must have" for a role like this. The number of evangelical Christians who happen to be capable of managing a multi-site IT system, and also looking for a job, must be very small. Much better to get a...
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    [Albion] Facundo Buonanotte **On Loan To Leicester 10/08/24**

    A good move, and it means watching Leicester will be more interesting this season. You know those dreaded Leicester v Ipswich type fixtures that pop up at 2pm on a Sunday? Facundo will give me something to look out for.
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    [Technology] Upgrading Mesh Network

    Turning off the extender doesn’t seem to make any difference. So it looks like they were never configured properly. Well, that certainly explains my TV buffering 😁. Thank you for the general info. All useful stuff. My decision now is whether to use new Lightning Fibre extenders (£4 each per...
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    [Technology] Upgrading Mesh Network

    It's the main TV, furthest from the router that has the most problems. I'm now wondering if the extenders are set up properly as there's one quite close to the TV. Dumb question -- should the extenders have a separate SSID to the main network ID? I've only ever had one ID in the list, so I'm...
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    [Misc] Retirement

    Allocate a fair amount of time to this task. Maybe things have improved but when I last called them, about a year ago, it took about a week of calling every day to finally get through to speak to someone. If I remember right, I hit on the idea of calling first thing in the morning, and got...
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    [Technology] Upgrading Mesh Network

    Can I ask a question of the people here who seem to know what they're talking about please...? We do a lot of streaming, and despite having a 1GB service and a couple of extenders supplied by our provider (Lightning Fibre in Eastbourne), we get quite a lot of buffering. Do these mesh networks...
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    [Misc] Retirement

    Which fund / product in particular? They seem to put their name to a few different ones. On the topic of IFAs, I’ve bitten the bullet and arranged a free initial consultation with one. I went through the unbiased.co.uk which aims to put you in touch with a shortlist of IFAs who apparently...
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    [Misc] Retirement

    If I can say this politely, it’s wrong to describe taking or deferring a lump-sum as 'foolish' as It really depends on a variety of factors. I’d say the worst possible decision is to take a lump sum simply because you want to buy a new car or go on a great holiday. The rapid depreciation is...
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    [Misc] Retirement

    Two sides of the same coin?
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    [Misc] Retirement

    Hmm. I spoke to them in June 2022 (when the deadline for topping up was July 2022, now extended I believe). I decided not to go ahead and buy my missing years of NI contributions (for reasons I won’t bore you with) but in my case it was an average of about £600 a year for the 6 years I needed...
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    [Misc] Retirement

    The deadline was extended and I think is still available. Important — if you’re working overseas you should pay your annual NI contribution each year. It’s actually very cheap compared with the cost of living/working in the UK. When I enquired it was only about £150 a year. This is an absolute...
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    [Misc] What Book are you Currently Reading?

    I’m reading Auberon Waugh's autobiography. Older readers may remember his columns in Private Eye, the Spectator, Daily Telegraph etc. Son of Evelyn.

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