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  1. Steve Foster

    [Misc] Retirement

    Equity release market peaked last year with interest rates fixed below 4%. Very attractive when you consider property prices have historically risen higher Pa in most of the UK. Different position now. Typically 6%+ and a number of lenders have pulled back from the market. The minimum drawdown...
  2. Steve Foster

    [Misc] Retirement

    A decent article on the subject, regarding annuities https://www.ft.com/content/51a674a5-231e-4afd-967d-1de5b27200cd
  3. Steve Foster

    [Misc] Retirement

  4. Steve Foster

    [Misc] Retirement

    As an IFA we have seen a bounce back in annuity interest this year. Perhaps it’s the improved rates, or certainty in an uncertain economic & political environment. Also many clients who went into drawdown a decade or so ago, wishing to take some risk off the table. The majority of our clients...
  5. Steve Foster

    [Football] Ronaldo leaves lan utd

    Tony - get on the phone to united quickly & offer Undav as a swap 🤣
  6. Steve Foster

    [Albion] ** BHA v Aston Villa ** - Premier League Score Predictor - Now in it's 12th SEASON !!

    4 correct Score Predictors predicted yesterday's 2-1 defeat. Binney on acid lizard Reddleman macbeth Score Predictor 4 Points BLFarris 3 Points horshamite, Motogull, Reddleman, Trelford Mills Guide Dog, WASH 2 Points A1X, AlbionInUs, burnee54, CaergybiGull, Canfan, Cornish Rocket...
  7. Steve Foster

    [Football] Start the Taxi, next manager to go.

    Kicking off big time on Everton’s forum
  8. Steve Foster

    [Football] 2022/2023 Relegation Thread - November Views & Votes

    AFC Bournemouth 3 0 Everton Grim times for The Toffees
  9. Steve Foster

    [Albion] ** BHA v Aston Villa ** - Premier League Score Predictor - Now in it's 12th SEASON !!

    BHA (6th) entertain Aston Villa (13th) in our final match before the World Cup on Sunday at the Amex. A win & we can rise to 5th. Defeat & we could drop to 10th. 3 wins in our past 3 matches with 10 goals scored & the Seagulls should be going into the game with high spirits. League wins against...
  10. Steve Foster

    [Albion] ** League Cup - Score Predictor - Now in it’s 12th SEASON !,

    Great result for the Albion last night & well done to our 4 correct Score Predictors: The winners: Taybha DavePage half time scores BNthree 4 Points BLFarris 3 Points horshamite, Motogull, Trelford Mills Guide Dog, WASH 2 Points A1X, AlbionInUs, burnee54, CaergybiGull, Canfan, Cornish...
  11. Steve Foster

    [Brighton] Brighton Marathon heading for Administration

    I have ran all 12 Brighton Marathons & entered next year as well. It will be such a shame if the event folds. The running forums have had wind of the impending administration for a few days now & of course we are all hopeful for a resolution. The organisers insistence on not posting out numbers...
  12. Steve Foster

    [Football] 2022/2023 Relegation Thread - November Views & Votes

    Nathan Jones to Southampton? A big call. Can he save them?
  13. Steve Foster

    [Football] 2022/2023 Relegation Thread - November Views & Votes

    Southampton lose their manager. 6th Prem manager to leave this season already! Not all have been sacked as we know only too well. Tough at the bottom
  14. Steve Foster

    [Albion] ** League Cup - Score Predictor - Now in it’s 12th SEASON !,

    2-1 to the Gunners. We can concentrate on the league & a European place ….. !
  15. Steve Foster

    [Albion] ** League Cup - Score Predictor - Now in it’s 12th SEASON !,

    BHA (6th) make the trip to London, to play against Arsenal (1st) in the third round of the league cup. Head to head we have met 25 times, winning 6, drawing 5 & losing 14 times. Our last meeting at the Emirates, the Seagulls won 2-1. We have met twice in the league cup. As for the Score...
  16. Steve Foster

    [Football] 2022/2023 Relegation Thread - November Views & Votes

    Could we be the only South Coast club in the Prem next season?
  17. Steve Foster

    [Football] 2022/2023 Relegation Thread - November Views & Votes

    Forest, Bournemouth & Wolves ….. according to the bookies?
  18. Steve Foster

    [Albion] ** Wolves v BHA ** - Premier league Score Predictor - Now in it's 12th SEASON !!

    Well played to our two correct score predictors Trevor Davidg1957 core Predictor Table 4 Points BLFarris 3 Points horshamite, Motogull, Trelford Mills Guide Dog, WASH 2 Points A1X, AlbionInUs, burnee54, CaergybiGull, Canfan, Cornish Rocket, Coxovi, Davidg1957, Doogie 004, Flex Your Head...

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