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Liverpool (perhaps understandably) are still odds on to win this.

f*** yeah! Ferdi's been playing well, glad he's got the goal. Verbruggen playing well too, thankfully.

....

I think there was a limit of £40k in 22/23, but that went up to £60k, or 100% of your salary (whichever is lower). If you earn £30k, you get the first £12.57k tax free, then you 20% on the rest, and NI. Your take home would be £25,121. If you put £25,121, HMRC will add 25%, so you'll get...

Yes sorry, I should hide it under a spoiler or something. Food photos should not be in this thread. I apologise :dunce:

That sounds sensible, but I'm way to old to start that. I did put some extra money in when I was young, but then I started putting any extra money into property instead. I'm assuming that if you can afford it, you should always take the 25% tax free withdrawal when you start your pension - if...

Taken the boy swimming and returned home to find breakfast had been made. It seems Mrs T didn't get the memo. Those are pigs in blankets under the cheese :drool:

BTW, a chicken tikka with a small amount of rice is perfect for weight loss. When cutting weight I was on 1200 calories but could still have a curry.

I think writing everything down is good, but I think it's best to include the calories. That way you can think about what's satisfying you the most and what's high calorie but really not that filling.

I guess they're not out spending as much in their 80s as we might want to in our 60s/70s.

Oh ok, thanks. I assumed it wasn't because £20k (needs real management) for a couple, including state pension (while appreciating you wrote that two years ago) sounds tiny.

Is that £43k (and I realise you posted this a while back) plus state pension? So for a couple, that's more like £43k plus 2 years increase + £23k state pension, which is closer to £70k now.

I dread to think what your total weight is

Damn straight brother. Who needs to know when we use our ignore button eh.

Sure

Which scales do you have? I got a set and the readings are bullshit, they're just calculated from your age/height/weight. I was a weak and soft, started weights and lost weight (12kg), then added some weight (more muscle than fat) whilst continuing to lift. I had weight readings at the start...

I'm not sure I buy that. They don't have to take SS patients, so if it's costing them money, why would they? I work in a care home, and the owners make a shed load. Blimey. The residents in the home I work in require a high level of care and the fees aren't nearly that high. In Sussex.

You've said many things and one of them was: But he didn't say that. The fact that she's not white does not make her a diversity hire :facepalm:

BTW, most aren't that expensive

Sounds lovely. I'm trying to work out how much I need in a pension pot. They're moving the age from 67 to 68, but ain't no way I'm waiting that long.