Very nice
My returns have been fairly crap at about 2.5-3%, and I'm tempted to cash in and put my PB allowance into gilts instead, but I'm sticking with it on the basis that I'm due to get a big prize to bring it up to, or over, the 4% average. This is even though I know probability doesn't work that way and that the result of the next draw is completelely independent of the last - you have the same chance of winning 50K again, for example!