Got something to say or just want fewer pesky ads? Join us... 😊

[Other Sport] Question for NSC golders



Milano

Well-known member
Aug 15, 2012
3,861
Sussex but not by the sea
I've recently returned to golf after a near 20 year break. Just joined my local(ish) club etc. Anyway I've seen a few ads for personal golf insurance, this wasn't a thing I was aware of last time I played. Is it required now? I'd of thought/hoped that each club has 3rd party PL insurance anyway?
 








SeagullinExile

Well-known member
Sep 10, 2010
6,174
London
Not sure if we can contact Jamie, but he's probably the best person to ask about NSC Gold.
Might be a bit difficult considering he passed away.
 






Questions

Habitual User
Oct 18, 2006
25,462
Worthing
Shit I opened this thread thinking it was about prospecting…… Panning by the Colorado river or up the Klondike.
 




nwgull

Well-known member
Jul 25, 2003
14,532
Manchester
I've recently returned to golf after a near 20 year break. Just joined my local(ish) club etc. Anyway I've seen a few ads for personal golf insurance, this wasn't a thing I was aware of last time I played. Is it required now? I'd of thought/hoped that each club has 3rd party PL insurance anyway?
It's not legally required. Although it's possible certain courses in close proximity to houses etc. may require it to play them, but it's not something I've heard of - not that I get to play much gold these days!

As with all non-mandatory insurance, you're statistically better off saving the money you'd have spent on premiums and using that to pay any costs.
 




Balders

Well-known member
Aug 19, 2013
326
If the Club you've joined is affiliated to England Golf (the majority are) and the EGU levy is included in your Membership Fees (again it should be) then since 2019, England Golf has a policy for Public Liability that covers all it's members:


If you aren't a member of an Affiliated Club or just an occasional golfer, then a lot of Household Insurance policies include Public Liability, but some of the cheaper ones specifically exclude cover for golf, so always best to check.

There are stand alone Golf Insurance Policies that offer "rinky dinks" like Hole in One cover for your bar bill, but they are normally expensive for what they are, especially if you already have PL under your Household Insurance or you already have the England Golf cover.
 




Peacehaven Wild Kids

Well-known member
Jan 16, 2022
3,273
The Avenue then Maloncho
I'll go find a golf board.

Get that board down!

IMG_5005.jpeg
 






Balders

Well-known member
Aug 19, 2013
326
It's not legally required. Although it's possible certain courses in close proximity to houses etc. may require it to play them, but it's not something I've heard of - not that I get to play much gold these days!

As with all non-mandatory insurance, you're statistically better off saving the money you'd have spent on premiums and using that to pay any costs.
Re your comment re non-mandatory insurance, the problem is the damage you can do to another person with a golf ball. Granted statistically it's a one in multi million risk, but if you injure somebody, then it's going to be very expensive depending on the bodily injury sustained - it's all about your own individual attitude to risk.

I agree spending £50 on a warranty insurance for a £200 fridge isn't worth the money, but a fridge is never going to cost you thousands of pounds on a potential claim.....
 


Milano

Well-known member
Aug 15, 2012
3,861
Sussex but not by the sea
Thanks for the golf related replies!! All golden to me.
I'm not one to take out extra insurance/warranty on things, and I defo don't need hole in one cover!!!! I'll check the club's policy and move on.
 




Anger

Well-known member
Jul 21, 2017
505
Is this for golfers in Golders Green or does it apply more widely?
 


Triggaaar

Well-known member
Oct 24, 2005
52,858
Goldstone
Please delete it then as it's pointless now, I was hoping someone might be able to help with my actual question, I'll go find a golf board.
:flounce:
 








Albion and Premier League latest from Sky Sports


Top
Link Here