The Current Credit Crunch

[Beach Hut]

Is this proving to be an issue to you or not, time to vote

Personally we have cut back on things and try to have car free days.

 

[Nibble]

I have stopped spending money on Prostitutes who won't do anal.

 

[Dandyman]

Thanks to the spivs of the financial services industry, it 's an issue for most of us I would think.

 

[surrey jim]

working at amex in the credit and collections department it is making work alot busier, therefore more overtime so im ok!

 

[Skint Gull]

I have stopped spending money on Prostitutes who won't do anal.

I think you'll find thats because of the 'peanut butter crunchy' rather than the 'credit crunch' Nibble

 

[Gritt23]

I've started turning the engine off when driving down hill, and filling the tank with liquidised BROCCOLI.

 

[OzMike]

Stopped smoking and taking work closer to home

 

[¤DãŃn¥ §êãGüLL¤]

Put it this way...

Thank f*** for Cash Converters


*has tan lines where all his jewellery used to be*

 

[Tom Bombadil]

I feel quite smug, I got my mortgage rate fixed for 10 years when I bought my new house last year, so no, at the moment I'm not hugely affected.

 

[Gritt23]

I'm also looking to gamble more. Let's face it, some nice easy money courtesy of the poker tables on-line has never come in more handy.


Btw, do you have that Ocean Finance number?

 

[Skint Gull]

It depend on what you call the credit crunch? If you mean simply the ability to get credit no because I have no plans to apply for any more in the forseeable future.

The business I run is in the home improvements sector which is currently quieter than normal, however signs point to people looking to improve what they've got rather than move so fingers crossed for a booming upcoming season in the fireplace industry!

If you mean things like the fact my car now costs £75 to fill up when 12 months ago when i bought it the cost was £60 the yes, yes it is a bloody issue!

 

[Beach Hut]

I'm also looking to gamble more. Let's face it, some nice easy money courtesy of the poker tables on-line has never come in more handy.


Btw, do you have that Ocean Finance number?

Ocean Finance - Online Secured Personal Loans, Mortgages & Remortgages for UK Home Owners. Specialised plans for people with adverse credit problems

 

[BensGrandad]

Being an Old Codger her that has to be obeyed and myself are using our free bus pass most days now instead of the car.

 

[Bevendean Hillbilly]

Personally I am hoping that my long standing debts get wiped off the system by all these new ones coming in...unlikely though.

Petrol is the killer for me. Gone up by nearly £30.00 per fill

 

[Springal]

Yep, dont use much diesel at all but its worrying the way the prices are shooting up. Also food shopping is about £50 a week for the 2 of us, we could cut back but we dont want to as its not an issue.

 

[Springal]

Also as someone who works in the pub/club industry it is definately noticeable!

 

[Easy 10]

I still feel quite "rich" because my missus gets full-time hours now in her job instead of part time, which wasn't the case not so long ago. Every month-end now feels like we've won the lottery

 

[Beach Hut]

Also as someone who works in the pub/club industry it is definately noticeable!

Really, less people going out now I assume ?

 

[Barrel of Fun]

I was on the verge of putting an offer in on a house a while ago, but decided to hold fire and my decision appears to have been vindicated.

I gave up my car last year and bought myself a new bicycle and use the train to get to work, so I am saving sums of money that way, assuming train prices do not jump up further!

My student loan is indexed linked I think and it was sold off by the govt. so I expect to pay more on that.

 

[See-Goals]

Just sold the house I bought in to on a short term investment which has paid out very nicely. No debts, no credit cards, no worries