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  1. Herr Tubthumper

    [Finance] 40 year mortgages

    Germany being bottom doesn’t surprise me. Switzerland’s low ownership does though. I wonder what the reason is.
  2. Herr Tubthumper

    [Albion] Yikes, my memorial tile has disappeared

    I very much doubt the club have knowingly removed any of the stones. That would be crap. Maybe give them a call?
  3. Herr Tubthumper

    [Finance] 40 year mortgages

    I went to the Spurs away game a few seasons ago, the one where we won 1-0 in the last minute. I used to travel through Tottenham Hale in the mid-90s and decided to take a look. It is now swamped with grim looking cheap high-rise residential blocks. The ones around Brenford's ground look awful as...
  4. Herr Tubthumper

    [Finance] 40 year mortgages

    Whilst I agree, most new builds these days look awful. I read an article a while ago about how most companies design and build themselves, the only consideration is cost, and what you end up with is the prison blocks we see today. The alternative is to seperate out the architecture from the...
  5. Herr Tubthumper

    [Food] How fussy are you with food ?

    I love beetroot. The most underrated vegetable there is imho.
  6. Herr Tubthumper

    [Food] How fussy are you with food ?

    The Spanish and the Romans make some excellent dishes with tripe.
  7. Herr Tubthumper

    [Politics] Trump under fire.

    If you continually stir things with such divisive speech you will eventually get a reaction. This is life. If I was Trump, I’d be thinking to myself why have two people now tried to shoot me.
  8. Herr Tubthumper

    [Football] Gary Shaw RIP

    The Sun, unlikely to report false information about football ?
  9. Herr Tubthumper

    [Food] How fussy are you with food ?

    I’ll try anything. The only thing I would not eat again is jellies eels. Eels are fine, jellied not so fine.
  10. Herr Tubthumper

    [Football] Gary Shaw RIP

    If you read any of the football publications at the time, like Shoot and Match, you’d certainly recognize him even if you can’t remember the name. He was quite a striking figure due to his hair. RIP
  11. Herr Tubthumper

    [Politics] Trump under fire.

    For all their exposure and experience with guns, they’re really shit with assassinations.
  12. Herr Tubthumper

    [Food] How fussy are you with food ?

    Not had this specific dish but I have had calf’s head and foot stew in Barcelona. The addition of the feet gives it a really sticky texture. You can get this yourself at Can Vilaro.
  13. Herr Tubthumper

    [Finance] 40 year mortgages

    It’s residential.
  14. Herr Tubthumper

    [Finance] 40 year mortgages

    The product I have can be transferred to others. Thinking about this a bit more, I guess it is good business for the bank as they can retain customers long term if they keep the products within the mortgage reasonably competitive.
  15. Herr Tubthumper

    [Help] Starter jobs in IT

    Coding seems to have come a long way since I was at uni. It was for socially retarded males with a penchant for science fiction back in my day. Fast forward 30 years and there was a 'women in coding' meet up in my co-working space, oh my :lolol: If your lad is into developing apps (for problems...
  16. Herr Tubthumper

    [Finance] 40 year mortgages

    Here's the article https://www.pressreader.com/uk/the-observer/20240915/282660397805026?srsltid=AfmBOoq4uLGQTmsc0rv9qELg8xFoMJKvuZhKzjXHro3dnzl6LHhyp7FP
  17. Herr Tubthumper

    [Finance] 40 year mortgages

    His plan was dependent on house price inflation so yes, he’d have been f***ed if there hadn’t been rampant inflation over the last 20 odd years.
  18. Herr Tubthumper

    [Finance] 40 year mortgages

    I didn’t get it either, still don’t to be honest, but then I view it through my lens of UK mortgages.
  19. Herr Tubthumper

    [Football] Kalvin Phillips

    Hold my donut :lol:

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