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[Other Sport] Question for NSC golders



M

Milano

Well-known member
Aug 15, 2012
3,750
Sussex but not by the sea
I've recently returned to golf after a near 20 year break. Just joined my local(ish) club etc. Anyway I've seen a few ads for personal golf insurance, this wasn't a thing I was aware of last time I played. Is it required now? I'd of thought/hoped that each club has 3rd party PL insurance anyway?
 








SeagullinExile

SeagullinExile

Well-known member
Sep 10, 2010
6,133
London
jackalbion said:
Not sure if we can contact Jamie, but he's probably the best person to ask about NSC Gold.
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Might be a bit difficult considering he passed away.
 






Questions

Questions

Habitual User
Oct 18, 2006
25,330
Worthing
Shit I opened this thread thinking it was about prospecting…… Panning by the Colorado river or up the Klondike.
 




nwgull

nwgull

Well-known member
Jul 25, 2003
14,398
Manchester
Milano said:
I've recently returned to golf after a near 20 year break. Just joined my local(ish) club etc. Anyway I've seen a few ads for personal golf insurance, this wasn't a thing I was aware of last time I played. Is it required now? I'd of thought/hoped that each club has 3rd party PL insurance anyway?
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It's not legally required. Although it's possible certain courses in close proximity to houses etc. may require it to play them, but it's not something I've heard of - not that I get to play much gold these days!

As with all non-mandatory insurance, you're statistically better off saving the money you'd have spent on premiums and using that to pay any costs.
 




B

Balders

Well-known member
Aug 19, 2013
320
If the Club you've joined is affiliated to England Golf (the majority are) and the EGU levy is included in your Membership Fees (again it should be) then since 2019, England Golf has a policy for Public Liability that covers all it's members:

Member personal liability insurance - England Golf

www.englandgolf.org www.englandgolf.org

If you aren't a member of an Affiliated Club or just an occasional golfer, then a lot of Household Insurance policies include Public Liability, but some of the cheaper ones specifically exclude cover for golf, so always best to check.

There are stand alone Golf Insurance Policies that offer "rinky dinks" like Hole in One cover for your bar bill, but they are normally expensive for what they are, especially if you already have PL under your Household Insurance or you already have the England Golf cover.
 




Peacehaven Wild Kids

Peacehaven Wild Kids

Well-known member
Jan 16, 2022
3,097
The Avenue then Maloncho
Milano said:
I'll go find a golf board.
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Get that board down!

IMG_5005.jpeg
 






B

Balders

Well-known member
Aug 19, 2013
320
nwgull said:
It's not legally required. Although it's possible certain courses in close proximity to houses etc. may require it to play them, but it's not something I've heard of - not that I get to play much gold these days!

As with all non-mandatory insurance, you're statistically better off saving the money you'd have spent on premiums and using that to pay any costs.
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Re your comment re non-mandatory insurance, the problem is the damage you can do to another person with a golf ball. Granted statistically it's a one in multi million risk, but if you injure somebody, then it's going to be very expensive depending on the bodily injury sustained - it's all about your own individual attitude to risk.

I agree spending £50 on a warranty insurance for a £200 fridge isn't worth the money, but a fridge is never going to cost you thousands of pounds on a potential claim.....
 






Anger

Anger

Well-known member
Jul 21, 2017
455
Is this for golfers in Golders Green or does it apply more widely?
 










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